Manny Calavera
Distinguished Member
- Joined
- Apr 15, 2006
- Messages
- 2,630
- Reaction score
- 6
OK so I'm a mere 21 years old and recently got my first credit card. I really don't need it, but it's convenient and I see it as a way to build credit. However, I really wasn't keeping a close enough eye on my balance and I've exceeded my credit limit (on a Visa).
Will this hurt my credit? Also, should I expect a huge overdraft fee?
Will this hurt my credit? Also, should I expect a huge overdraft fee?