I've finally decided to start investing in some nice kicks and have started with a couple of pairs of AE - Strand (Walnut) & McAllister (Black). I loved them so much I ordered a pair of McGregors in brown and am not happy with them. It is just now that I'm realizing what the difference is between a Bal-type and a Blucher/Derby type and I think I'm coming to the conclusion that I don't like the Blucher/Derby type. Perhaps is because they are less formal looking, but I also find that they also 'cinch' up a bit near the bottom of the laces causing an unsightly wrinkle (?) in the leather. Perhaps the McGregor simply doesn't fit my foot as nice as the first two AEs I bought. Regardless I'm sending them back. So what says the hive about Bal vs Blucher? Is it simply a matter of formality vs casual, or is there a comfort or style issue as well. I've always felt that it is better to be over dressed than under, so I never see the harm is going more 'formal' than needed. Thanks in advance. P.S. This is my first post - YAY!