At my current rate of saving, assuming my investments earn an annual average of 5% it should take me about 21 more years until I have 1 mil. But my rate of saving will almost certainly increase as my salary grows (I'm a recent grad so my salary can only go higher). If I can have 2 million in the bank when I'm 65 I'll be happy, if I invest that in very safe investments earning only 4% that is still 80k/yr (before tax), enough for a comfortable retirement. But that's all Plan B, Plan A is to marry a rich girl. Marrying a rich girl is something I've seriously considered. There are plenty of Wasp type English girls. The problem is young rich girls want to marry a richer man, to keep them in the style they're accustomed to.