I never thought about this before, so I thought I'd write a brief story. Yesterday, I returned from a 3 day very formal business meeting. The meetings required clothes from full suits to sportcoats to sweaters to jeans depending on what time of day it was. The Airline "mishandled" my luggage. Good news is, they found it and it was delivered to me today. BUT - what if it really was lost? Here's what I had checked: Custom suit - $1500 Zanella pants - $300 Luciano Barbera pants - $450 Brioni Cashmere sport coat - $4100 Brioni Cashmere sweater - $1000 Men's store label cashmere sweater -$300 3 Jantzentailor shirts - $150 Edward Green shoes - $1000 Allen Edmunds shoes - $300 casual shoes - $100 2 leather belts - $160 3 pair Pantheralla socks - $100 Electric Razor - $150 3 ties - $300 Levis vintage 501 Jeans - $200 the luggage itself - $400 TOTAL $10,810 not counting misc. toiletries, underwear, t-shirts. cell phone charger, shoe trees, shoe polish, etc. Grand total probably hit just over $11,000 Airline liability limit - $3,000 Can you imagine how glad I am my luggage was found? Now, the truth is that like many here, I didn't pay that much. But I did pay about $5500, and many of the items I could not replace for my original purchase price. For example - Edward Green sale shoes. Sure - I can get a different pair, but to find exactly what I lost on sale again could literally take years. I'd be forced to replace them at retail. Repeat that example for most of the items on my list. Next time, I think I'll either buy extra coverage, travel with cheap clothing, or try to carry more on. I use a wide, rolling hardsided garmet bag style luggage though, to try to keep my clothes looking better. Anyway - I know this was long-winded, but I'm betting many people here travel without thinking about the total replacement cost of their clothes.