- Aug 18, 2008
- Reaction score
http://www.cracked.com/blog/5-things...ut-being-poor/ Some real gems in this one. Makes you wonder just how widespread entitlement is these days. It was posted on someone's fb and greeted by lots of 'likes' and hideous comments. My favorite quotes from the article: "Because having a checking account while poor doesn't just mean you have to be responsible and good at math -- you have to be perfect. Meticulous, flawless record keeping is the difference between surviving and having the bank seize your next paycheck." If you read on, what they refer to as "seizing your paycheck" is actually the bank requiring you to pay for items you purchased by overdrawing your account. "The bank can hit you with a $35 fine for every charge that comes in while you are in minus territory. The bank will not tell you they charged you this money. You will have no idea anything is wrong." They told you they would charge you that money when you opened the account. It it not obvious to everyone that banks charge overdraft fees? It would be so feasible for Chase to make an extra 25 thousand phone calls a day to let everyone know that they've overdrawn their account. Some banks do notify you when this happens, and some will allow you to set up your account so your card will be denied if you don't have the funds - avoiding the fees altogether...but who cares, they're seizing your check! "I worked a ****** service industry job, which meant I got paid by the hour, and didn't get paid unless I showed up" Practically slave labor, if you ask me.