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this x 1000. Depends what you're time horizons are. Vanguard has targeted funds for your expected retirement date(2045, 2050, 2055, 2060) that charge a very small fee. Thats what I use for my Roth IRA and have several different low cost ETF's for my 401k/roth 401kTypical advice is to contribute up to the 401k company match (4% in this case), then fully fund a Roth/Traditional IRA, then contribute to the 401k if you still have money left over. Don't put your money in stocks without filling an IRA first--tax-advantaged space is valuable.
Max 401(k) unless you are not committing, and even then, don't forget your can rollover to another employer's qualified plan.
If you are maxing out a 401(k), you are already taking care majority of the tax-advantage of being tax-deferred savings. Hence, consider a Roth IRA. If your tax bracket is so high, well I guess it doesn't matter (10)
The way should be 401(k), Roth, then IRA if you have anymore disposable income to set aside.
If you are in debt i.e student loan, pay off as much as you can a month and continue contributing to said employer / retirement plans. For first time home buyers, 401(k) is one great source of income when that time comes.
That is my 2 cents.