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I cannot roll over until I leave the company, correct? What if I open a Traditional IRA account?
Btw, the deadline for 2013 contributions is also April 13th. For those who are converting to a backdoor IRA, remember to keep a safe record of your 8606 forms.
This is just to fund the account right? I don't have to make any investments by April 13?
What's the process for switching from a roth to a traditional IRA if your AGI is too high (even after 401k/other deductible expenses) to qualify for the Roth? Can you just re-characterize the deposits from that year, or are there penalties/complications?