• Hi, I am the owner and main administrator of Styleforum. If you find the forum useful and fun, please help support it by buying through the posted links on the forum. Our main, very popular sales thread, where the latest and best sales are listed, are posted HERE

    Purchases made through some of our links earns a commission for the forum and allows us to do the work of maintaining and improving it. Finally, thanks for being a part of this community. We realize that there are many choices today on the internet, and we have all of you to thank for making Styleforum the foremost destination for discussions of menswear.
  • This site contains affiliate links for which Styleforum may be compensated.
  • STYLE. COMMUNITY. GREAT CLOTHING.

    Bored of counting likes on social networks? At Styleforum, you’ll find rousing discussions that go beyond strings of emojis.

    Click Here to join Styleforum's thousands of style enthusiasts today!

    Styleforum is supported in part by commission earning affiliate links sitewide. Please support us by using them. You may learn more here.

Search results

  1. austinite

    Talking stocks, trading, and investing in general

     It's really no different in the long term. The advantage of the ETF is that it is more diversified and more liquid. The value of a regular bond goes up and down based on supply and demand just the same as the ETF. The only difference is that with the ETF you can see the value on a day to...
  2. austinite

    Talking stocks, trading, and investing in general

     In a 401K I would only buy BND and VTI, but that's just me. I don't see the point of holding gold in a long term account. If you want an extra hedge against inflation sub out some of the BND for VTIP or BSV. Also, if you want to do a mixture of buy-and-hold index investing and...
  3. austinite

    Talking stocks, trading, and investing in general

     I thought it was the opposite. For instance, VTI has a lower expense ratio than does it's equivalent index fund VTSMX (.05 vs .17). The advantage of the index fund is that it can be purchased without commissions and in any increment. You are right that the ETF market order has risk...
  4. austinite

    Must haves for desk/office?

     This is a lifesaver for me.. Especially for the people that feel the need to hold a daily 20 minute personal call in front of the entire office. (luckily one of the guys who always did this got fired)
  5. austinite

    Advice needed: Continue 5yr BS/MBA or pursue MBA later on?

    While I personally think the entire concept of an MBA/undergrad degree is very silly, I think that if you are two classes away from the degree, then just go ahead and get it. You should get some work experience before worrying about potentially going for a more prestigious MBA. I think...
  6. austinite

    Talking stocks, trading, and investing in general

     6.8% may not be terrible, but IMO it is still high enough that paying it off should be priority number #1 for you. A guaranteed 6.8% return is pretty damn good.
  7. austinite

    jeans, coat, dress shirt? 1st interview

    How old/experienced are you? If you are young, I wouldn't wear jeans to an interview. It can come across as disrespectful even at a casually dressed place. I might wear more casual shoes than traditional interview wear and skip the jacket or tie. I wouldn't cut out slacks or a dress shirt.
  8. austinite

    401k and Roth IRAs

     You are right, not sure what I was thinking there.
  9. austinite

    401k and Roth IRAs

    Yeah, by its nature, an IRA allows you to take on whatever risk level you want (you pick the investments). To start you always want to max anything your company matches. That is free money. After that I would focus on anything that is 100% tax free like an HSA. Then I would do the Roth IRA...
  10. austinite

    Is this a bad ending to a Phone Interview?

     No, not necessarily. It's not abnormal for them to make all of their phone interviews, evaluate them, and then decide who to bring in person. I would say that a large company with a very formal hiring process (ie: lots of HR people) would be more likely to handle it that way.
  11. austinite

    Which Engineering field?

    I think Computer Science is the best if you want to be entrepreneurial. In comparison to other types of products, it takes far less capital to start a software oriented company. At this point I think software people also have the best job prospects in general with the exception of Petroleum...
  12. austinite

    Job offer rescinded

    My experience is that the "offer rescinded because of excessive negotiation attempt" can in fact happen, particularly if you go about the negotiation the wrong way. By that I don't necessarily mean kicking and screaming like a 3 year old that wants candy, but doing things like taking too much...
  13. austinite

    Anyone works/worked for a start-up firm?

     You are right. Apologies for that comment. For me, the instability aspect was not too big of a drawback. Salary and work/life balance are sacrificed though.
  14. austinite

    Anyone works/worked for a start-up firm?

    I've been working at a startup since I got out of school (3 years.) I'm sacrificing pretty heavily in terms of salary. Considering benefits (health insurance, 401k matching, vacation, etc) I'm only getting paid 50% what I could get in about one day of job hunting. That said, I still live...
  15. austinite

    I might be associated with watching creepy videos on a company account

    Wow. Awkward situation. You might want to talk to a lawyer?
  16. austinite

    drug testing

    I'm also an occasional smoker; probably a couple of times per month on average. I don't like weed enough to go through the hassle of buying it, but I usually don't decline it when offered in social situations. I've had an experience where I had to take a test a few days after last smoking...
  17. austinite

    Index Funds

    I'm a 25 year old professional, I buy various index funds in $2-3k chunks for my retirement, "someday buy a house", and "someday start a business" savings. I like it better than trying to pick stocks for sure. I would never invest any money that you absolutely know you will need in the stock...
  18. austinite

    34 / self employed / thinking about MBA... Thoughts? Is it worth it really?

    If you are only making $60k/yr now, I don't understand why you think you need to make $250k/yr for it to be worth it. You could probably get six figures post-MBA without too much trouble, and that difference would pay off the degree rather quickly. I think the general consensus is that an MBA...
  19. austinite

    Law Schools - Where and Why?

     Patent law seems like it would be unbelievably boring to me. I'm not a lawyer but I have worked on filing a few patents. It might just take a certain type of brain.
  20. austinite

    Fraternity Membership--On a Resume or Not?

     You are right, that is very unscientific. At my university students involved in the Greek system had significantly better GPAs on average than did non-Greeks. Like others have said, I wouldn't put it in unless you did something REALLY special.

Featured Sponsor

How important is full vs half canvas to you for heavier sport jackets?

  • Definitely full canvas only

    Votes: 85 37.6%
  • Half canvas is fine

    Votes: 86 38.1%
  • Really don't care

    Votes: 24 10.6%
  • Depends on fabric

    Votes: 35 15.5%
  • Depends on price

    Votes: 36 15.9%

Forum statistics

Threads
506,428
Messages
10,589,168
Members
224,227
Latest member
PitbullRancher
Top