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Search results

  1. Piobaire

    Things That Are Bothering You, Got You All Hibbeldy-Jibbeldy, or just downright pissed, RIGHT NOW!

    When they let B-rabbit out of Warren to cross 8 Mile.
  2. Piobaire

    Things That Are Bothering You, Got You All Hibbeldy-Jibbeldy, or just downright pissed, RIGHT NOW!

    St. Andrews and The Shelter. The shows I saw there. Everyone from Tool to Soundgarden to Type O Negative. Eminem got his start at The Shelter.
  3. Piobaire

    Things That Are Bothering You, Got You All Hibbeldy-Jibbeldy, or just downright pissed, RIGHT NOW!

    Mrs. Piob has told me more than once that she doesn't even want to visit Florida.
  4. Piobaire

    Things That Are Bothering You, Got You All Hibbeldy-Jibbeldy, or just downright pissed, RIGHT NOW!

    That sounds reasonable as I was drawing my conclusion based on the states.
  5. Piobaire

    Things That Are Bothering You, Got You All Hibbeldy-Jibbeldy, or just downright pissed, RIGHT NOW!

    Is it just me or did that top ten of that list skew MAGA?
  6. Piobaire

    Things That Are Bothering You, Got You All Hibbeldy-Jibbeldy, or just downright pissed, RIGHT NOW!

    Those tile ceilings were like for the fancy basements growing up. Much more common was an old area rug on concrete floors (with a shower type drain visible somewhere) and a couple old pieces of furniture, probably to include book shelves made of cinder blocks and 2x10s or milk crates, and...
  7. Piobaire

    Things That Are Bothering You, Got You All Hibbeldy-Jibbeldy, or just downright pissed, RIGHT NOW!

    Upkeep and cap-ex should certainly be part of a rental's pricing model but I think the point is certainty vs. uncertainty. Rent is rent, with predictable pricing increases and very low cost barrier to moving on if rent becomes untenable. With housing both general upkeep and cap-ex can come with...
  8. Piobaire

    Cars We Drive!

    I just toss mine into the back.
  9. Piobaire

    The Home Ownership Thread

    I'm such a smalltimer I didn't even know that was a thing!
  10. Piobaire

    The Home Ownership Thread

    My majordomo would handle that.
  11. Piobaire

    Things That Are Bothering You, Got You All Hibbeldy-Jibbeldy, or just downright pissed, RIGHT NOW!

    Last couple of pages make me sad for humanity. Back to home gyms...you people make me realize my life rocks.
  12. Piobaire

    The Home Ownership Thread

    When our fridge crapped out last summer, I too wanted the Bosch 800, and had to pass for the exact same reason. Phucking Krauts!!
  13. Piobaire

    Talking stocks, trading, and investing in general

    Another thought is to fill next year's spend bucket this year. That way you have lots of time to plan and would know ahead of time next year a big trip isn't going to happen. In the next four years we also have planned all kinds of mundane things in prep, like getting the house painted, the...
  14. Piobaire

    Talking stocks, trading, and investing in general

    This is known as Sequence of Return Risks, or SORR. It can indeed hobble a retirement. My solution is the thought historically peak-trough-peak of most bear markets is under three years. Have enough dividend/interest/other (i.e. rent) investments you can easily weather a three year run without...
  15. Piobaire

    The Home Ownership Thread

    Something for the Boomers to remember: if the spouse dies you have a calendar year to sell, still get the deceased spouse's cap gains exemption, plus 50% of the value of the house gets the step up in basis.
  16. Piobaire

    The Home Ownership Thread

    I keep saying it's all about personal choice. Per Omega's link, renting would make even more financial sense in Boulder.
  17. Piobaire

    The Home Ownership Thread

    We've had this very discussion here more than once and I know it's a common discussion on some finance/investment fora. I think maybe @otc once did some maths on this?
  18. Piobaire

    The Home Ownership Thread

    I've never done a breakdown, or read a breakdown, but didn't Omega just post one that indicated renting would probably be better in the Denver area? My view of personal finances is you decide what feels the best for your situation and then come up with the way to financially optimize it...
  19. Piobaire

    How many miles did you run today?

    I did 25 minutes this morning on the elliptical and no bleeding. Day by day.
  20. Piobaire

    Talking stocks, trading, and investing in general

    I play around with the Fidelity one (where we have our funds not in employer funds) but have yet to come across one that's really worth the effort, IMO. I think the curve in retirement spending is at least bi-modal, if not multi-modal, and I have yet to find one that will let me create such a...

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