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Motorcycles

Discussion in 'Fine Living, Home, Design & Auto' started by Tck13, Mar 15, 2006.

  1. otc

    otc Well-Known Member

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    14,201
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    Aug 15, 2008
    

    +1

    My cargo net lives on the bike under the seat...comes in handy sometimes.
     
  2. akatsuki

    akatsuki Well-Known Member

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    2,648
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    Apr 5, 2008
    Location:
    Brooklyn, SF, Tokyo
  3. Cool The Kid

    Cool The Kid Well-Known Member

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    Feb 28, 2010
    Indeed, though gas mileage could be a potential killer.

    To be fair though I hear the RSV4 only does about 25 MPG

    O man I can only imagine the throttle response. I hope this thing makes it
     
  4. BostonHedonist

    BostonHedonist Well-Known Member

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    1,692
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    Sep 1, 2011
    Location:
    London
    Todays forecast is "dry, cold hands with an 80% chance of grinning stupidly."

    The cruiser is back from winter storage. When I can get in a 500 mile weekend, I'll go pick up my STR. Happy spring.
     
  5. MarkI

    MarkI Well-Known Member

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    2,685
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    Sep 11, 2007
    What insure companies do you guys use? Come to the point where i've gotta shop around, looks like i'll be paying $1,300/year at the very least.
     
  6. dohare

    dohare Well-Known Member

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    Oct 19, 2013
    i use progressive, they seem to be the cheapest. i have full comprehensive & collision with a $500 deductible for both. $3,000 of accessory coverage.

    I pay $1,000 a year and i had one "at-fault" accident on my record that i dont even know what it is, but i never contested it because of the head ache, but the difference without he accident was $300/yr. pretty fucked up.

    So i do $92 a month. not bad considering the bike is fully covered.
     
  7. BostonHedonist

    BostonHedonist Well-Known Member

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    Sep 1, 2011
    Location:
    London
    I moved to a "high risk" area and insurance on my brand new Street Triple is around $1600/year. For my old '03 Speedmaster it's less than $250.
     
  8. otc

    otc Well-Known Member

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    Aug 15, 2008
    I pay very little for progressive on my kz400... 150-250 a year I think.

    This isn't for very much coverage though...I am self-insuring against any damage/theft since the bike isn't particularly valuable--I imagine the difference in premiums plus a deductible over 3 years basically exceeds the value of the bike...so since I have made it 3 years, it is worth it to skip the coverage.
     
  9. dohare

    dohare Well-Known Member

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    Oct 19, 2013
    im failing to see your logic, yes it sucks i pay $1000 a year, and after 4-5 years it will exceed hte used cost of my cb500f, but what if i total the bike and have no coverage? then im screwed because i cant get a claim?
    do you have anything to secure the triple? chain, alarm, etc?
     
  10. BostonHedonist

    BostonHedonist Well-Known Member

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    Sep 1, 2011
    Location:
    London
    They only ask if I have LoJack. I don't.
     
  11. brokencycle

    brokencycle Well-Known Member

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    Nov 21, 2008
    Location:
    The Old North State
    On my Buell, I have comprehensive $50k bodily harm/person $500 deductible. I pay <$200/year. I have Progressive through USAA, which when I ran it separate was about a $35 difference.

    I have an at-fault accident in my car, but no tickets on any vehicle and no accidents on the bike.
     
  12. Cool The Kid

    Cool The Kid Well-Known Member

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    Feb 28, 2010
    

    Welcome to NYC. Are you under 25? I was paying about $600 a year for my 650 in NYC but I got it for my.... 28th bday? Best bet, keep the value of the bike in the bank and just get coverage for injuries, uninsured motorists and if you live in a shady neighborhood theft/damage.

    Or just move down south... I have full coverage on my bike for about $200/yr.
     
  13. AeroleathersTB

    AeroleathersTB Well-Known Member

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    Aug 2, 2013
    Location:
    Seattle, WA
    Are any of the SF crowd going to Thunderhill on April 2nd to ride with PTT?
     
  14. John Doe

    John Doe Well-Known Member

    Messages:
    2,336
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    Sep 9, 2006
    Location:
    Texas
    I have Foremost Ins., full coverage with a $500 deductible. I pay $360 a year.

    Heading out on a weekend camping/riding trip tomorrow morning. Note, only using two bungee cords.

    [​IMG]
     
  15. otc

    otc Well-Known Member

    Messages:
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    Huh? Its pretty simple really.

    I could probably sell the bike for 1250? I paid 1300 for it (listed at 1500) a few years ago...it has some more age on it now, but it also has new tires, rebuilt carbs, good maintenance, etc.

    If it gets stolen or totaled (only if someone else isn't at fault), I'm not really screwed, I am just out less than $1500. If I had insurance, I'd be out a 500 deductible plus whatever premium I paid to have full coverage since 2011. I don't rely on it like some people depend on their car (and thus need repairs+rental covered) and it is a relatively small amount of money--I have bicycles that are worth more than that and they don't get a dedicated insurance policy.

    It's just self insurance. I don't buy insurance for my phone ...I've never broken one so by now if I had to buy a new one tomorrow, I'd probably come out ahead of paying a monthly insurance fee.
     
    1 person likes this.
  16. aether

    aether Well-Known Member

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    1,708
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    Sep 1, 2010
    

    with all this talk of tank bags and tail bags, you might want to omit the "style" part... :D
     
  17. Rumpelstiltskin

    Rumpelstiltskin Well-Known Member

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    Jan 14, 2013
    Location:
    Washington, DC
  18. dohare

    dohare Well-Known Member

    Messages:
    195
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    Oct 19, 2013
    full coverage on a duc for $360/yr , whatttt
     
  19. BostonHedonist

    BostonHedonist Well-Known Member

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    Sep 1, 2011
    Location:
    London
    Yo @Rumpelstiltskin , what's up with the lonely steak sandwich in your Pinterest?
     
  20. MarioImpemba

    MarioImpemba Well-Known Member

    Messages:
    1,095
    Joined:
    Apr 20, 2012
    Location:
    PDX
     

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