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The official thrift/discount store bragging thread - Page 4641

post #69601 of 102757
Raining SW&D here lately. Wow! So much awesomeness!

Quote:
Originally Posted by quotientspace View Post

Previous post is lost in content moderation.  But today had some good finds.
  Including a major piece for me:





Warning: Spoiler! (Click to show)


............
 Anyone have a case or other lenses?  I'm interested.

These 80's Porsche Design aviators are my favorite sunglasses style next to the classic Ray Ban Wayfarers.




Found a few things worth mentioning today.

Bowers & Wilkins





Carver





An RRL cap - NWOT





My wife had the best find today retail-wise. She got this short dress thing for $3. Kicker: she didn't even know the label. She grabbed it because she thought it was cute and might fit her.



post #69602 of 102757
A few pickups from this week. As always, terrible photos. Are they compressed significantly when they're uploaded? Am I an idiot? They look absolutely terrible.

Though I've never found Dior jeans, I think these are real. Can anyone confirm that? I'd love to learn how to read the serial numbers to come up with the date!
AppleMark Warning: Spoiler! (Click to show)

AppleMark



Zegna jacket. Great texture, 50/30/20 wool/camel/silk
AppleMark

Breuer shirt.
AppleMark

Incotex pants
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PRL, made in Italy
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I think someone (Brian?) recently posted a similar or the same collaboration
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Z Zegna pants
AppleMark

German naval(?) parka. Pretty cool with a button-out fleece lining.
AppleMark Warning: Spoiler! (Click to show)


I mentioned this jacket a couple of months ago. It's velvet and either midnight blue or black (haven't decided yet). Great buttons, only tag shows it was made in W Germany. Really cool, but it was €35 until it finally went on clearance.
AppleMark Warning: Spoiler! (Click to show)



Various ties. Nothing too exciting as far as brands go.




Magnanni. Original price on the bottom, but they were on sale as well.
AppleMark Warning: Spoiler! (Click to show)
AppleMark
post #69603 of 102757

nice job on the dior!

post #69604 of 102757

No thrift-thread buying (or otherwise) for me for the foreseeable, I think. We're meeting with a mortgage broker today to "go over our options," which apparently include a sweet no-money-down, no PMI, low interest deal because of I don't know. 

 

Any advice from the homeowners in the crowd?

post #69605 of 102757
Found some cool stuff yesterday. Some available, some not.
Warning: Spoiler! (Click to show)
Ridic. selvedge Jil Sander jacket, NA.

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Real nice BB houndstooth. Doubel vented, elbow patches, very recent. NA

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M by Marc Jacobs parka, doesn't fit, wish it did. Available for trade.

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Pair of J Press 3/2 staple gray sacks. Around a 38, available.

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Slim Fit navy CT navy jacket, DV, ticket pocket, surgeon's cuffs, 42L, available

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post #69606 of 102757
Advice: be careful. On first blush, that loan sounds a bit like the ones that got us into a housing/credit crisis.
post #69607 of 102757
Quote:
Originally Posted by ATLjon View Post

No thrift-thread buying (or otherwise) for me for the foreseeable, I think. We're meeting with a mortgage broker today to "go over our options," which apparently include a sweet no-money-down, no PMI, low interest deal because of I don't know. 

 

Any advice from the homeowners in the crowd?

 

First question: Fixed interest rate or adjustable?  If adjustable, stay away.

post #69608 of 102757
Quote:
Originally Posted by concealed View Post

 

First question: Fixed interest rate or adjustable?  If adjustable, stay away.


  Fixed. And I know that deal sounds like exactly what got the country into its real estate mess, but after reading this, I was breathing a bit easier.

 

http://www.bizjournals.com/baltimore/news/2013/04/23/navy-federal-credit-union-pushes.html

 

 

Quote:

Why aren't they seeing high defaults?

There are major differences between Navy Federal's loans and those made by subprime lenders ahead of the last downturn, which often set borrowers up to fail. Those subprime loans often were interest only, where borrowers weren't paying down the principal. Those loans also often featured introductory teaser rates that reset after a few years, causing monthly payments to increase dramatically. Navy Federal doesn't do that kind of thing. It's a nonprofit with the mission of serving its members, who all have ties to the U.S. military or the U.S. Department of Defense.

It's also a matter of incentives. While the subprime brokers of yesteryear collected their transaction fees up front before passing all the risk off to the secondary market, Navy Federal keeps all of these 100 percent financed mortgages on its books. So it has a major stake in making sure borrowers can pay them back.

post #69609 of 102757
Quote:
Originally Posted by horse's_ass View Post

Found some cool stuff yesterday. Some available, some not.

Ridic. selvedge Jil Sander jacket, NA.

4.jpg?w=370&h=
5.jpg?w=370&h=
6.jpg?w=370&h=
Deserves to be unspoilered. Hook me up with the auction link if this ends up on eBay
post #69610 of 102757
Quote:
Originally Posted by ATLjon View Post

No thrift-thread buying (or otherwise) for me for the foreseeable, I think. We're meeting with a mortgage broker today to "go over our options," which apparently include a sweet no-money-down, no PMI, low interest deal because of I don't know. 

Any advice from the homeowners in the crowd?

If you're not putting 20% down, it's likely an FHA loan which comes with monthly fees, the same concept as PMI, but it's not called "PMI." My guess is that he's playing a word game.
post #69611 of 102757
Hans - score on the Dior jeans!
Quote:
Originally Posted by ATLjon View Post

No thrift-thread buying (or otherwise) for me for the foreseeable, I think. We're meeting with a mortgage broker today to "go over our options," which apparently include a sweet no-money-down, no PMI, low interest deal because of I don't know. 

Any advice from the homeowners in the crowd?

From someone who is currently in the process of buying a house, you might want to steer clear of that deal. Sounds like a too good to be true situation that likely has a catch somewhere. We ended up going conventional because it was the best route for us. With that said, it really is different from person to person. Everyone's situation is different.
Edited by Nataku - 4/26/13 at 1:33pm
post #69612 of 102757
Quote:
Originally Posted by suited View Post


If you're not putting 20% down, it's likely an FHA loan which comes with monthly fees, the same concept as PMI, but it's not called "PMI." My guess is that he's playing a word game.

 

 

Well, this is the information I have. I'll know more in a few hours:

 

HomeBuyers Choice 30 Year

Assumes a down payment of $0. Ideal for the first-time homebuyer. A fixed interest rate with no money down and no PMI. HomeBuyer's Choice conforming loans are subject to an additional 1.75% funding fee, which may be financed up to a max LTV of 101.75%. Get the security of a stable interest rate for the life of the loan.

 

(There are varying interest rates, which can be had for varying amounts of points, up to 2 percent. Origination fee of 1 percent.)

post #69613 of 102757
In the field, this made me laugh.

post #69614 of 102757
Quote:
Originally Posted by HansderHund View Post

A few pickups from this week. As always, terrible photos. Are they compressed significantly when they're uploaded? Am I an idiot? They look absolutely terrible.

Though I've never found Dior jeans, I think these are real. Can anyone confirm that? I'd love to learn how to read the serial numbers to come up with the date!

Nice! Those look just like the ones I found, which were also pretty worn, but they still sold for $$$.

@Nataku, nice job on the Chloe! Mainline to boot!
post #69615 of 102757

Great day today. Here are probably my two gems for the day.

 

Vass Budapest

 

Both Available

 

 

 

 

 

 

 

 

 

 

 


Edited by rhz5001 - 4/26/13 at 3:49pm
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