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Australian Members - Page 3185

post #47761 of 53356
A man who gets married for a second time didn't deserve to get rid of his first wife.
post #47762 of 53356
I meant to say the other week. If you are below size 32 then there are some very nice cords trousers on sale at that Gazman outlet in Tooronga rd Hawthorn. Less than $60 from memory.
post #47763 of 53356
Quote:
Originally Posted by Journeyman View Post


Just copy the usual Asian household model (including mine) and hand over 90% of your net income to your wife immediately you are paid, retaining just enough to pay for public transport and the occasional lunch or coffee.

You will then be forcibly prevented from spending any money until you have spent about six months scrimping and saving with money left over from your coffee funds.

 

My friend hands over the money to the wife.  The wife is a financial controller and goes through all of his bank statements, so he can't get away with any credit card payments / sneaky cash withdrawals.

 

He is allowed $10 for lunch each day, so he spends $2 for lunch and squirrels away $8 a day to spend on strippers.

post #47764 of 53356
Quote:
Originally Posted by lachyzee View Post

ForEx-perts - AUD: up or down tomorrow v USD? About to make a rather large purchase. I'd think down...
Given the "experts" have been predicting a fall to 65-80 lately and I saw the spot hit 93 today, I'm pretty sure there's no longer any such thing as a ForEx-pert.
post #47765 of 53356
Quote:
Originally Posted by Mifune View Post

My friend hands over the money to the wife.  The wife is a financial controller and goes through all of his bank statements, so he can't get away with any credit card payments / sneaky cash withdrawals.

He is allowed $10 for lunch each day, so he spends $2 for lunch and squirrels away $8 a day to spend on strippers.

Are you your friend?
post #47766 of 53356
Quote:
Originally Posted by Journeyman View Post


Just copy the usual Asian household model (including mine) and hand over 90% of your net income to your wife immediately you are paid, retaining just enough to pay for public transport and the occasional lunch or coffee.

You will then be forcibly prevented from spending any money until you have spent about six months scrimping and saving with money left over from your coffee funds.

This is almost what I do, I put 10% away each fortnight to spend on whatever I like. The rest gets divided into bills/house deposit savings. Although the money isn't handed over to the girlfriend (Chinese/Aus) she still checks my accounts occasionally to ensure I'm not spending on unnecessary things like shoes and clothing, and that most of my money is going into the house deposit savings account. The system works well and it stops me spending excessively. She already has a house and I'm playing catch up! (Only 23).

post #47767 of 53356

Selling a pair of Lanvin trainers in Size 44 if anyone is interested?

 

http://www.ebay.com.au/itm/201064559900?ssPageName=STRK:MESELX:IT&_trksid=p3984.m1555.l2649

post #47768 of 53356

While we're on the subject of finances, 

 

For the older guys, what are you/would you suggest doing in terms of super? 

 

I'm currently with the best ISF I could find (REST Core Strategy). For someone who knows little about finances a SMSF seems to be in the too hard basket...

post #47769 of 53356
Quote:
Originally Posted by Oli2012 View Post

While we're on the subject of finances, 

For the older guys, what are you/would you suggest doing in terms of super? 

I'm currently with the best ISF I could find (REST Core Strategy). For someone who knows little about finances a SMSF seems to be in the too hard basket...

You are young, bet the house on black

Even if you lose half its going to be fk all and your income will hopefully be rising as you climb the ranks.

Later on switch it to something safer.

Re smsf you need minimum 100k in super to even consider doing this, it's a good thing and combine with a spouse /family for leverage
post #47770 of 53356
Quote:
Originally Posted by Oli2012 View Post

While we're on the subject of finances, 

For the older guys, what are you/would you suggest doing in terms of super? 

I'm currently with the best ISF I could find (REST Core Strategy). For someone who knows little about finances a SMSF seems to be in the too hard basket...

Well, I'm not *that* old yet and I'm with a government super fund, so I probably don't have that much useful info to contribute.

However, I will say that it's well worth contributing more than is strictly necessary, particularly when you are young and have no major financial commitments. Due to the magic of compounding interest, whacking away more than you have to when you are young will hopefully (depending on the super fund's investment strategy, of course) benefit you significantly when you are older.

I can't remember the finer details, but for the past few years, the Australian government has made a co-contribution to superannuation for people who contribute more than the minimum requirements. It's gone down recently but if your salary is under about $45k and if you contribute $1000 to your super fund, the government will tip in $500.

I know a couple of lawyers who have their own SMSFs. It's clearly a good strategy for them, but both of them work in trusts/wills/inheritance law and so it is their area of specialisation.
post #47771 of 53356
The brown man, what does $40 week buy in strippers? I assume you know. Or did he mean slippers?
post #47772 of 53356
Quote:
Originally Posted by fxh View Post

The brown man, what does $40 week buy in strippers? I assume you know. Or did he mean slippers?

thats $10 entry + 6 lappies at the cabaret!

post #47773 of 53356
What's entry?
post #47774 of 53356
Quote:
Originally Posted by Oli2012 View Post

While we're on the subject of finances, 

For the older guys, what are you/would you suggest doing in terms of super? 

I'm currently with the best ISF I could find (REST Core Strategy). For someone who knows little about finances a SMSF seems to be in the too hard basket...

What age do you plan on retiring.
post #47775 of 53356

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