A house/apartment you live in is not an investment. It is to provide shelter. Not just physically, but also emotionally. The mental stability and the forced savings via repayments will manifest itself several years later, with different benefits to different people.
It is NOT a piggybank, nor is it a lottery ticket to a penthouse of your dreams.
If you can afford it, and factor in margin of safety for contingencies such as rises in interest rates, maintenance, and being temporarily out of a job for a few months, then buy it, live in it and enjoy it. as it will provide plenty of memories you will cherish.
Different kettle of fish if you are thinking of buying property as an investment/speculation.
Most people confuse the two.