As for housing costs, while I would predict a decline at this point in time, I'd be very sceptical about significant growth. I'd also point out that much of the returns you see from home ownership has more to do with the very high leverage in domestic real estate vs other easily available asset classes.
On rises, I prefer something just below or on my natural waist for anything that I will consistently wear with some form of jacket (for both comfort and aesthetics reasons). I would however advise that while this isn't always very noticeable its well outside the norm for Australian work places.
On odd trousers;
Anything I expect to last I like to get made up, the cloth access and the fit is absolutely worth it.
Another thing I would stress is that deviating from a mid grey in odd trousers is like going from from Navy / Mid Grey (or any darker form of grey) Suits...
Its worth thinking about being able to empty the insides of your cuffs if you're more likely to end up off road (read walking on grass) with your odd trousers. Dirt builds up pretty quickly there .
Close game of cricket this.
Edited by Plestor - 3/3/13 at 10:49pm