Yessir, that's right.
Yessir, I do have a pair of penny loafers. I got them for a song at the Edward Green factory store in Northampton (Go bananas: http://bit.ly/WQF9im).
That city is worth a visit if you're in London - it's a nice, short(ish) drive from the city too. Here's a helpful link: http://www.northamptonshireleather.com/pdf/factory-shoe-shop-directory.pdf
Remember to take note of the opening hours for the different factories.
The Florence outlets are great for Car Shoe / Tod's driving shoes.
Unfortunately, the Edward Green factory shop is only open by appointment at present, so if anyone is going to Northampton, make sure that you plan your visit well and make an appointment with EG in advance.
Regarding Saphir, I've placed a couple of orders with Valmour. If you're only ordering a little bit, it's expensive, but if you are placing a group order so that you can share postage and can take advantage of their "degressive" pricing (the price of each item decreases as you order more of that item), it becomes very affordable.
If, however, you only want one jar and you happen to be in Melbourne or Brisbane, then seeing if you can get it at Double Monk or the Cloakroom respectively makes sense.
From memory, Waproo has the Australian distribution license for Saphir but you must order a dozen in any one colour for an order - you can't break the dozen up into different colours. I did enquire of them a while back, but I can't remember how much they were charging for a dozen jars of cream.