I think I know the answer to this one, but it's better to check with expertise beforehand:
Stylistically, are the color 8 wingtip boots generally more formal than the color 8 cap toe boots? How does the creasing of the cordovan vary between the two for anyone who can speak to that?
I've been set for a while on the color 8 wingtip boots, but now I realize my general style is a little less formal than what I thought it'd be. I'm in jeans and trousers generally, and only wear a suit no more than 3 times a season on average (around a dozen times a year). Most of the time when I wear my trousers or jeans it's with a button down without a tie, sometimes with a blazer or odd jacket on top (rarely), and every now and then I'll have to or feel compelled to don a tie. With that in mind, would you recommend the wingtip or the cap toe boots?
Either style would suit your needs, imo.
I don't think there's any noticeable creasing difference other than the WT has some decoration to break up a crease - but the creases can still be seen.