Quote:I never use credit. Â Why should I pay someone else interest to loan me money for things I do not need? Â My debit card has a visa logo, and I can rent cars and buy airfare with it, so why use a credit card? Â Doesn't make sense to me. Â As for building my credit - I don't need a house. Â I currently rent an apartment with my girlfriend. Â We each pay $425/mo. in rent. Â It is tiny. Â We do not care. Â We are never home. Â When we need to buy a house, we will either pay in cash, or use the financial services of the firm we deal with. Â They have excellent lending terms if we need to borrow.... And every millionaire I know has at least one suit worth $3k or more. Â It is not a luxury. Â It is a necessity if you are leading any serious business requiring meetings with clients and vendors. Â Unless, of course, you like to be taken as a fool.
post #16 of 157
2/3/05 at 12:38am