Point taken. In this instance, I should have quit while I was ahead.
Warning: Spoiler! (Click to show)
It isn't a contest, and I wasn't trying to show you up. I lurked for a year before joining this forum, read many threads going back years. I don't post much (which is a time issue more than anything else), but I learned a tremendous amount in that year (and continue to) that would have saved me thousands of dollars had I discovered this forum prior. Fortunately I have been able to sell off many of my mistakes to fund better purchases and a better wardrobe.