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What credit card do you use

post #1 of 87
Thread Starter 
Since this is SF, and we probably all buy a bunch of stuff online with our credit cards, I was wondering what the credit card landscape of our members looks like. AMEX, Visa, Mastercard, or other -- and why? I'm sure we all have our preferences over cash-back versus travel rewards cards, etc., but why? I'll start: CIBC Visa. But only because AMEX sucks in Canada. I don't particularly like this card, but the aeroplan miles work out well based on my annual spending levels. PS - this thread was inspired by redflagdeals.com (frugal Canadians will appreciate this).
post #2 of 87
Amex. It's not taken everywhere, but my card has a nice rewards structure.
post #3 of 87
Chase Freedom Visa card. I get about $500 in cashback annually, and I put mostly everything on it. I need to switch to an air miles card soon though.
post #4 of 87
Amex. No problems. No hassles. Ever.
post #5 of 87
I like my Discover Platinum card.

They were the first to give me a really high credit limit and I can use the cashback bonus to get Brooks Brothers gift cards.
post #6 of 87
Capital One does not rape on the transactions in foreign currency
post #7 of 87
Thread Starter 
Quote:
Originally Posted by Bradford View Post
I like my Discover Platinum card.

They were the first to give me a really high credit limit and I can use the cashback bonus to get Brooks Brothers gift cards.

Bradford, you're the first person that I've heard of that has a Discover card (honestly, they are very rare in Canada).



Robin, what's the % cash-back of your card? Is it tiered? Is there an annual fee?
post #8 of 87
Thread Starter 
Quote:
Originally Posted by Dewey View Post
Capital One does not rape on the transactions in foreign currency

What are the bps on their fx transactions? I usually stay clear of Capitol One and MBNA because of their sleazy marketing tactics.
post #9 of 87
AmEx Blue Sky and Chase Freedom (cash rewards).
post #10 of 87
Capitol one, there's no charge on international purchases.
post #11 of 87
I do not have any credit cards, just a debit card.
post #12 of 87
Thread Starter 
Quote:
Originally Posted by edmorel View Post
I do not have any credit cards, just a debit card.

Is that a joke???
post #13 of 87
Quote:
Originally Posted by crease View Post
Is that a joke???

Um, no. Actually two debit cards.
post #14 of 87
Thread Starter 
Quote:
Originally Posted by edmorel View Post
Um, no. Actually two debit cards.

No credit cards, sir?

Don't get me started on why/how credit cards can be good for you.
post #15 of 87
Quote:
Originally Posted by crease View Post
No credit cards, sir?

Don't get me started on why/how credit cards can be good for you.


I've had them, I just have not used one in over 5 years. I do have a store card or two, I just remembered, my wife uses those more than I do. I have available credit and our utilization rate is very low so I don't need to carry around any plastic. I grew up in a cash is king environment.
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