You're wrong. There's nothing wrong with putting yourself into financial strain to buy clothes. Some people are way too obsessed with money. Life is meant to be enjoyed not to just survive dumping all your cash into retirement plans and savings so you can safely arrive to death (cliche, but its true) in your J.Crew because you didn't want to financially strain yourself so you avoided doing the things you loved to do.
Coming from OJ Simpson, a man who surely did not regret his life choices at some point.