Yes, very nice, bengal-stripe. I might add one or two more observations. I tend to see plain cap-toes as essentially business shoes and don't wear them for more formal occasions, wearing instead a completely plain-toe balmoral. As we to down in formality to the semi-brogue (square cap with brogued medallion) and then to full brogue (wingtip) balmorals, my sense is that these are still fine with suits, and perhaps superior to the more formal balmorals with tweed and heavier weave suits.
With monk shoes, I think it's a little more difficult to classify them with respect to formality. The monks with swept-back strap and the strap coming fully (or almost fully) across the vamp--like the JLobb Jermyn II, Vale, and Chapel or the EG Oundle--are more formal than the monks with a gap between the facings--like the JLobb Gary and Newland or the EG Troon and Walpole. And both of these are more formal than the monks with Norwegian toes like the JLobb Bourne and EG Ashby. Thus, I'd have no trouble wearing a pair of Vales, for example, with a smooth worsted suit for all but the most formal of events, but wouldn't wear a pair of Troons this way, seeing them as more fitting with jacket/odd trousers. I get quite a bit of wear out of my EG Ashbys with sports jacket and wool trousers (with and without tie).
Just some thoughts....
Edit: As for wholecuts, these appear to be seen as slightly less formal than, say, a plain-toe balmoral with seams. I suppose the wholecut construction is seen as a little more avant-garde than traditional seamed construction.