I have a pair of the saddle-style DryJoys and they work just fine for the occasional golfer. I also have a pair of Nike Golf shoes that were a gift from a tournament I played in a few years ago, but to be honest, they're just not as comfortable as my old DryJoys so they've yet to see the course. For clothing, like everyone says, go conservative and classic. Polo shirts and khakis won't stand out and won't make it look like you're trying too hard. If you're playing public courses, you can pretty much wear anything and will see everything from people in t-shirts, jeans and tennis shoes to people who think they are Tiger Woods. If you're playing private courses, most require collared shirts and some will not allow shorts, so call ahead and find out. (A funny story, my dad and his partner, Jim, were playing in a state championship tournament for club players and it was at a CC in Scottsdale. Jim shows up in shorts and finds out they are not allowed. He and my dad go into the pro-shop where Jim buys a new pair of pants that cost him about $200. Unfortunately, because Jim is fairly short, the pants are way too long, so he takes a pair of scissors and just cuts them to the right length. Luckily, they won their flight and the state championship, but boy was his wife pissed when they got home for doing that to a $200 pair of pants.) As for golf balls, I don't really have a preference. However, since the OP said he was a financial planner, I'd say get as many as you can from mutual fund and insurance wholesalers. I haven't been in the industry since 2001 and I'm still have several boxes of logoed balls I was given during my 6-years as a stockbroker.