I will say that to me, the second one looks more formal because of the rest of the fit pic... having said that, I agree that the first is probably more versatile - wider lapels and grey > black.
black jeans... neither
Both would look absolutely fine with black jeans, don't know what the guy above me is on about...
I prefer #1
you can get a reaaally nice jacket for 1000$, so why would you pay that much for just a liner