Ernest, It was really late, and I was obviously tired when I read the statement that "I am now an a vice president at one of Wall Street's largest investment houses." Next time, to avoid any potential confusion, you should cleary state that it was a quotation from an earlier post. This is how you should have done it: Dear New York Buck, My talents and experience should be of interest to a firm like yours, one of Wall Street's largest investment houses. After graduating with a PhD in finance, I have worked at several financial offices for over two and a half years where I have acquired skills in all phases of finance including x,y, z. If there is an opening at the branch office in France, I am extremely confident that I can contribute to its growth and profits. I would appreciate the oppurtunity to show you how I can help your firm meet its targets and goals. Sincerely, Ernest Of course, I could again be misinterpreting some of your statements you made in a different thread. I didn't understand what you were trying to say when you stated that you spent "4 years of studying economics and one more year studying finance and monetary (just before PhD)."