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Using a Credit Card Through Paypal?

post #1 of 16
3/7/08 at 11:46am
Thread Starter 
Is there any way to pay with a credit card on Paypal when I have a positive Paypal balance?
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post #2 of 16
3/7/08 at 12:01pm
Quote:
Originally Posted by landho View Post
Is there any way to pay with a credit card on Paypal when I have a positive Paypal balance?
I don't think so - you'd have to withdraw your balance first, or otherwise paypal will automatically apply it to a payment.
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post #3 of 16
3/7/08 at 12:03pm
^^ this is what I've done in the past. It's a two step operation (wire $ back to your bank account, then pay with cc)
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post #4 of 16
3/7/08 at 12:06pm
You just change your funding source when making a payment. I never draw from funds with paypal because i like getting money back when i use my CC.
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post #5 of 16
3/7/08 at 12:07pm
It's impossible to use any other funds to make a paypal payment if there's anything in your paypal balance - it's paypal's rule - they want you to use that money first...
they'r pretty anal...
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post #6 of 16
3/7/08 at 12:08pm
Is that new? I've done it before in the past.
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post #7 of 16
3/7/08 at 12:21pm
^^ not new. Paypal always forces to use the balance before let you use CC. Like Greg said, the work around is to withdraw the balance to your bank first, then change the funding source to CC.
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post #8 of 16
3/7/08 at 12:24pm
Quote:
Originally Posted by demeis View Post
Is that new? I've done it before in the past.
Really? I've only been using paypal since 2001 but I've never seen that. Note that we're talking about the paypal balance, not your bank account balance.
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post #9 of 16
3/7/08 at 12:30pm
Maybe the balance is not enough to cover the purchase. In thise case, I think paypal will let you choose CC as funding source, but I am not 100% sure.
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post #10 of 16
3/7/08 at 12:32pm
Quote:
Originally Posted by A Guy from Shanghai View Post
Maybe the balance is not enough to cover the purchase. In thise case, I think paypal will let you choose CC as funding source, but I am not 100% sure.

Don't think so. They will take every penny from your paypal balance and give you the option of bank, e-check or cc for the remainder, but not for the total
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post #11 of 16
3/7/08 at 12:38pm
I've paid without using any of my balance many times...I just checked, I can use an "echeck" without using any balance...
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post #12 of 16
3/7/08 at 12:45pm
Quote:
Originally Posted by slycedbred View Post
I've paid without using any of my balance many times...I just checked, I can use an "echeck" without using any balance...
Weird. I'll have to look into that. Transfering paypal balances around when I want to use a CC is kind of a pain in the ass.
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post #13 of 16
3/7/08 at 2:36pm
Paypal will do everything they can to convince/coerce you to not use your credit card, as they incur a cost when you do. If you use money from your bank account or your balance, they still charge the seller, but it costs them nothing. And then there's the ?)
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post #14 of 16
3/7/08 at 4:57pm
Quote:
Originally Posted by slycedbred View Post
I've paid without using any of my balance many times...I just checked, I can use an "echeck" without using any balance...

+1

I paid for something with an e-check through Paypal last week without using any of my Paypal balance. They don't make it easy, but you can do it. Just click on 'other funding options'.
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post #15 of 16
3/7/08 at 5:38pm
Quote:
Originally Posted by AlanC View Post
+1

I paid for something with an e-check through Paypal last week without using any of my Paypal balance. They don't make it easy, but you can do it. Just click on 'other funding options'.

I believe that's because it's an e-check (i.e., no credit card fee for PayPal to incur). If you tried to change the funding option to credit card, PayPal would force use to use your balance first.
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