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Thread Starter 
In case, anybody else is drowning in debt, here's an idea: create a website begging people to help pay if off. There was a TV producer in 2002, Karyn Bosnak, who did this after accumulating a credit card debt of $20, 221.40 spent on designer shoes, handbags, and clothes. The title of it is SaveKaryn.com, and enough people actually donated enough to help pay off this debt. Moral of story: If I mess up, someone else will bail me out.