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How do you 'Keep It Real?"

post #1 of 80
8/29/07 at 6:42pm
Thread Starter 
So what do you do that is keep'in it real???
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post #2 of 80
8/29/07 at 6:59pm
I keep it real by drinking beer (real beer, not pussy beer) and watching baseball.
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post #3 of 80
8/29/07 at 7:04pm
Thread Starter 
Dave Chapelle shows us how to: Keep it real

http://www.ifilm.com/video/2795932
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post #4 of 80
8/29/07 at 7:17pm
I struggle to pay credit card bills due to frivolous spending habits.
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post #5 of 80
8/29/07 at 7:20pm
Quote:
Originally Posted by MetroStyles View Post
I struggle to pay credit card bills due to frivolous spending habits.

Werd, me too.
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post #6 of 80
8/29/07 at 7:28pm
Quote:
Originally Posted by odoreater View Post
I keep it real by drinking beer (real beer, not pussy beer) and watching baseball.

That's only keeping it real if you don't watch that pussy american league shit.
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post #7 of 80
8/29/07 at 7:35pm
I keep it real by breaking a sweat every day. Sometimes I sweat just because the big kahuna is hovering by my desk. That's when I thank god for intestinal gas.
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post #8 of 80
8/29/07 at 7:39pm
Quote:
Originally Posted by odoreater View Post
I keep it real by drinking beer (real beer, not pussy beer) and watching baseball.

Quote:
Originally Posted by lawyerdad View Post
That's only keeping it real if you don't watch that pussy american league shit.

I keep it real by avoiding gay ass sports like baseball. I prefer attending the ballet or symphony instead.
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post #9 of 80
8/29/07 at 7:46pm
Quote:
Originally Posted by MetroStyles View Post
I struggle to pay credit card bills due to frivolous spending habits.

+1.
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post #10 of 80
8/29/07 at 8:13pm
Quote:
Originally Posted by Connemara View Post
+1.

Cut them up. With limited exceptions, college students should not have credit cards. You'll be much, much better off in the long run if you discipline yourself to live on a cash basis now.
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post #11 of 80
8/29/07 at 8:14pm
I count the dividends I receive from my shares of stock in credit card companies. Thanks everyone!
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post #12 of 80
8/29/07 at 8:20pm
Quote:
Originally Posted by lawyerdad View Post
Cut them up. With limited exceptions, college students should not have credit cards. You'll be much, much better off in the long run if you discipline yourself to live on a cash basis now.

I can't tell if you are kidding or not. Building good credit is crucial for getting loans and even renting an apartment later on.
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post #13 of 80
8/29/07 at 8:25pm
Quote:
Originally Posted by lawyerdad View Post
Cut them up. With limited exceptions, college students should not have credit cards. You'll be much, much better off in the long run if you discipline yourself to live on a cash basis now.

I disagree. Starting out your credit history as early as possible is crucial to financial stability straight out of college. It's amazing what those few extra years can do for your car payment/loan rates/house/mortgage/etc.
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post #14 of 80
8/29/07 at 8:28pm
Quote:
Originally Posted by MetroStyles View Post
I can't tell if you are kidding or not. Building good credit is crucial for getting loans and even renting an apartment later on.

I'm not, although you raise a good point. But you can build credit other ways; a compromise might be to have a secured card or one with very low limits. The "building credit" argument is, in my opinion, exaggerated by the credit card companies. In my experience, most college students lack the maturity and discipline to avoid accumulating credit card balances. If one can be sufficiently disciplined not to spend more than their available cash and truly use the card as a proxy for checks, that's obviously fine. But for many, the temptations to slip from that discipline are dangerous. For many college students, college life is the first real experience with having primary responsibility for all of one's financial affairs. Acquiring the habit of living within your means during this stage is of tremendous value.
Anyway, that's my crotchety old guy advice. Young whippersnapers can ignore it if they want, since you'll never have it has hard as we did anyway.
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post #15 of 80
8/29/07 at 9:59pm
With my grillz.
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