Originally Posted by Manton
So a surcingle belt is any belt with a fabric body and leather ends?
I'm no expert, but I think it also has to have a traditional belt buckle, rather than a d-ring (the nylon d ring belts are ribbon belts, while the cotton or other cloth d-ring belts I just hear referred to as d ring belts or d ring web belts). The cloth on a surcingle belt is either cotton or wool. Wool seems to be harder to find these days.
For whatever reason, J Press (on their website) does not classify their critter belts (similar to the lobster belt above) as surcingle, although the design is identical save the "critter" in question.
I like the surcingle belt with a suit. I own three surcingles in khaki, navy, and olive. I need to pick up a red one at some point. I also have several ribbon belts. They're fun to wear in the summer. I have a d ring whale belt, too. I wouldn't wear the ribbon belts or the whale belt with a suit.