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Good Natured Advice Thread (improving a business wardrobe) - Page 638

post #9556 of 37396

Can someone explain to me this? 

I pay income tax on my earnings (a hefty %). 

Then with that after tax money, I have to pay sales tax when I eat at restaurants or buy stuff at stores.

Also with that after tax money, I have to pay real estate tax and personal property tax (car). 

 

...and don't even get me started on Social Security. I'll never get a penny of it but I am paying for it.

 

Here's what ticks me off even more.

I have a friend, bless his soul, who gets food stamp credit cards, money for his baby (food & diapers). 

What's maddening is that he and his employer has agreed to pay everything off the books (in cash - illegal) and he gets to report an income well below what he gets in cash. 

Doesn't pay income tax, doesn't pay social, etc. 

Just a big effing crack in the system and people are probably abusing the heck out of this!

post #9557 of 37396
Noodles, I've sold most of my used SuSu for around $400, and they retail at $600. It's all in supply & demand.
post #9558 of 37396
Quote:
Originally Posted by Pingson View Post


Pretty much all the other Scandinavian countries (but Sweden more so than the others) have a long tradition of strong labour unions and a Social Democratic Party that up until the last eight years had been in government pretty much continuously since the 1930s. So the road to egalitarianism has been on the political agenda for the better part of a century. I would never use a title in daily life (not even the Swedish equivalents of Mr and Ms./Mrs are used much at all these days) and you either get addressed by your given name or your full name if necessary. Same goes with credentials and such which rarely gets used other than to describe/identify a person's profession.

Somewhat paradoxically Sweden is also at the same time one of, if not the most, "Americanised" country in Europe, with a very strong US cultural influence over the last 30-40 years it so. As I said earlier, I've spent five years in North America and have seen the cultural differences first hand, which is always quite fascinating to me.

So even in high school a child would refer to his teacher thus: "Erik, could you go over that one more time?"

 

My MIL would faint. The 30+ yr old lawyer boyfriend of my SIL still hasn't been relieved of referring to my in-laws as Dr. and Mrs. after two years. 

post #9559 of 37396
Quote:
Originally Posted by SeaJen View Post

Quote:
Originally Posted by Pingson View Post

Pretty much all the other Scandinavian countries (but Sweden more so than the others) have a long tradition of strong labour unions and a Social Democratic Party that up until the last eight years had been in government pretty much continuously since the 1930s. So the road to egalitarianism has been on the political agenda for the better part of a century. I would never use a title in daily life (not even the Swedish equivalents of Mr and Ms./Mrs are used much at all these days) and you either get addressed by your given name or your full name if necessary. Same goes with credentials and such which rarely gets used other than to describe/identify a person's profession.


Somewhat paradoxically Sweden is also at the same time one of, if not the most, "Americanised" country in Europe, with a very strong US cultural influence over the last 30-40 years it so. As I said earlier, I've spent five years in North America and have seen the cultural differences first hand, which is always quite fascinating to me.
So even in high school a child would refer to his teacher thus: "Erik, could you go over that one more time?"

My MIL would faint. The 30+ yr old lawyer boyfriend of my SIL still hasn't been relieved of referring to my in-laws as Dr. and Mrs. after two years. 

Yup that's pretty much how kids address their teachers here. Good or bad, I don't know. It's just the way everyone is used to.
post #9560 of 37396
Quote:
Originally Posted by The Noodles View Post
 

Can someone explain to me this? 

I pay income tax on my earnings (a hefty %). 

Then with that after tax money, I have to pay sales tax when I eat at restaurants or buy stuff at stores.

Also with that after tax money, I have to pay real estate tax and personal property tax (car). 

 

...and don't even get me started on Social Security. I'll never get a penny of it but I am paying for it.

 

Here's what ticks me off even more.

I have a friend, bless his soul, who gets food stamp credit cards, money for his baby (food & diapers). 

What's maddening is that he and his employer has agreed to pay everything off the books (in cash - illegal) and he gets to report an income well below what he gets in cash. 

Doesn't pay income tax, doesn't pay social, etc. 

Just a big effing crack in the system and people are probably abusing the heck out of this!

 

That took a left (or should I say, right) turn quickly.

You're a CPA, you know that you can claim relief on sales or real estate taxes. As for everything else, it just depends on one's point of view as to whether social welfare systems are just and necessary and to what degree. I would say that if you are unhappy with those provided in the US, you will be very unhappy with those provided in the rest of the developed world. I would certainly rather be poor (and or sick) elsewhere.

post #9561 of 37396
Quote:
Originally Posted by The Noodles View Post

Can someone explain to me this? 
I pay income tax on my earnings (a hefty %). 
Then with that after tax money, I have to pay sales tax when I eat at restaurants or buy stuff at stores.
Also with that after tax money, I have to pay real estate tax and personal property tax (car). 

...and don't even get me started on Social Security. I'll never get a penny of it but I am paying for it.

Here's what ticks me off even more.
I have a friend, bless his soul, who gets food stamp credit cards, money for his baby (food & diapers). 
What's maddening is that he and his employer has agreed to pay everything off the books (in cash - illegal) and he gets to report an income well below what he gets in cash. 
Doesn't pay income tax, doesn't pay social, etc. 
Just a big effing crack in the system and people are probably abusing the heck out of this!

This is what we call tax fraud. It definitely happens a fair amount, especially with cash businesses and the like, but fines and the possibility of prison make it not exactly the smartest choice in life. I'd rather have the large paycheck and suck up the taxes. Most people who are abusing the system like this probably don't make enough that they'd owe much federal income tax anyways and by not paying into social security they are guaranteeing the won't see anything from it.

Incidentally, the greater of the sales tax or state income taxes you pay can be deducted from taxable income for federal tax purposes, but I'm sure you already knew that.
post #9562 of 37396
Quote:
Originally Posted by SeaJen View Post
 

 

That took a left (or should I say, right) turn quickly.

You're a CPA, you know that you can claim relief on sales or real estate taxes. As for everything else, it just depends on one's point of view as to whether social welfare systems are just and necessary and to what degree. I would say that if you are unhappy with those provided in the US, you will be very unhappy with those provided in the rest of the developed world. I would certainly rather be poor (and or sick) elsewhere.

Real estate taxes, property taxes, state income tax, donations to church, and interest on mortgage are the ones that I can think of that you can claim. But what sales tax are you talking about?

 

The point is, I feel like the law abiding middle class is being raped and pillaged while others who don't give a rat's arse get all this free money from the gov't. By the way, that friend laughs at me when he talks about all the free gov't money he gets by saying you're funding this! :censored: 

post #9563 of 37396

Can't say I share that opinion, Noodles, at least from the perspective that it's the poor doing the raping, but I don't know that politics is the direction we want the thread to head. May I suggest a book that might be enlightening though: Nickel and Dimed by Barbara Ehrenreich.

In terms of comparison to the rest of the World, this might be interesting.

post #9564 of 37396
Quote:
Originally Posted by The Noodles View Post

Can someone explain to me this? 
I pay income tax on my earnings (a hefty %). 
Then with that after tax money, I have to pay sales tax when I eat at restaurants or buy stuff at stores.
Also with that after tax money, I have to pay real estate tax and personal property tax (car). 

...and don't even get me started on Social Security. I'll never get a penny of it but I am paying for it.

Here's what ticks me off even more.
I have a friend, bless his soul, who gets food stamp credit cards, money for his baby (food & diapers). 
What's maddening is that he and his employer has agreed to pay everything off the books (in cash - illegal) and he gets to report an income well below what he gets in cash. 
Doesn't pay income tax, doesn't pay social, etc. 
Just a big effing crack in the system and people are probably abusing the heck out of this!


1. Taxes exist. They suck, and yet they are plentiful. Do your best to shelter yourself and write off what you can and #dealwithit when it comes to what you owe.

2. Never ever ever concern yourself with what anyone else is doing. Whatever situation someone else has going on with their money, illegal or not, put it out of your mind, as there is nothing you can do about. There will always be a staggering number of people abusing the system, just consider yourself lucky that you make enough money not to have to worry about doing that.

Someone once told me that welfare, and its abuse, are the price of peace in the streets. Drive down the crappiest parts of DC or Bmore, have a look see at the people loitering around doing nothing, if welfare and welfare abuse is what it takes to keep that population segment happy and lower crime/rioting, I'll take it. Ymmv on that, but its something I can live with, as infuriating as it is in most respects. Basically, life isn't always fair, and that is just the way it is.
post #9565 of 37396
Quote:
Originally Posted by in stitches View Post

2. Never ever ever concern yourself with what anyone else is doing. <= one of the wisest things ever on SF
There will always be a staggering  proportionately tiny number of people abusing the system, just consider yourself lucky that you make enough money not to have to worry about doing that.

 

And like Archibald said, it's not exactly a smart choice - nor even a pleasant lifestyle for that matter.  It's just a good provocative news story to get the Rep vote out. :)

 

Back to the subject of titles, I am singularly unqualified in that sense, but I find it baffling that people put these things on their business cards.  On a CV, sure, the front page talks loudest so putting your PhD or MBA or whatever next to your name at the top, has some kind of sense I suppose.  But do I really give a shit whether the guy I've just met to talk business is a Master of the Arts, of a subject and provenance undefined?  That's not information, that's small talk!

 

(mimo, MBE)

 

(which is even sillier)

post #9566 of 37396

FYI: The Carson Street Sale is over on Eidos, or at least the massive discount is gone. 30% now rather than 70%.

post #9567 of 37396
Quote:
Originally Posted by TweedyProf View Post

FYI: The Carson Street Sale is over on Eidos, or at least the massive discount is gone. 30% now rather than 70%.

i know. i just called. im really pissed because this morning the website said the 70% off sale was through today, 8/1. im still thinking on that check, but suffice it to say i am pretty mad.

also, when i mentioned i was from SF they asked if i was tweedyprof lol.
post #9568 of 37396
Getting this thread off politics (discussion of which can be, but seldom is, good-natured), I'm going to ask what I should do for my 4th navy blazer. Basically, I'm trying to decide whether I want to get something heavier or lighter. I have a RAF linen SB blazer with smoked MOP buttons, a dark navy DB with silver buttons in roughly a 10 ounce worsted, and a navy SB with brass buttons in a 13 ounce Harrison's worsted flannel. I'm debating whether to get something in the 15+ ounce range and DB or a 9-10 ounce Fresco DB with brown horn buttons. I feel like the heavier jacket will get a lot more use in Chicago, but then I'm also considering a navy Donegal sport coat which will probably do a decent job of filling in for the blazer (of course the Donegal jacket would be SB). I'm currently leaning towards getting the Donegal this fall and the Fresco in the spring but am not entirely sold on not getting the heavier navy blazer instead of the Fresco.
post #9569 of 37396
Quote:
Originally Posted by in stitches View Post


i know. i just called. im really pissed because this morning the website said the 70% off sale was through today, 8/1. im still thinking on that check, but suffice it to say i am pretty mad.

also, when i mentioned i was from SF they asked if i was tweedyprof lol.


Heh, I would have beat you to the last jacket! (actually, we're probably different sizes).

 

Stitches, are you posing as me?:happy:

 

You must have talked to the owner, Brian. I had emailed him about the jacket. Didn't realize the website said the sale was through today...would have thought that meant the discount was good until today. Anyway, @Monkeyface got a great deal. For me, probably a good thing it is not possible to buy it!

post #9570 of 37396
Wow, talk about timing. To be fair, the 60% discount has been going on for 4 weeks or so, and the 70% for a week.
This thread promotes being diligent, but when it's such a good deal you're probably better off pulling the trigger straight away than asking lots of questions and doubting. You can probably sell it at cost to someone else. I suppose if you're having doubts it's probably not the right item for you anyway.
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