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post #22636 of 37396
Cr@p. I've not even been to the west coast yet.

Who saves here? If so, how?
We just dumping cash into a big bucket. Have agreed to use it for next year's vacation. The more money I dump in there before we start spending the less we spend and the more we save. Any thoughts?
post #22637 of 37396
Quote:
Originally Posted by ridethecliche View Post
 

 

I'm Indian

 

Did not know that. My mom traveled to India in the 70s. I grew up on Indian food and it's still comfort food for me.

post #22638 of 37396
Quote:
Originally Posted by The Noodles View Post

Who saves here? If so, how?

 

My method is to take a certain amount of money, and then not spend it.

post #22639 of 37396
Quote:
Originally Posted by ridethecliche View Post

It's also a field specific thing. I work at one of the best hospitals in the country and some of the surgeons here are from some of the worst schools. They did AMAZING on national exams (i.e. top score in the country that year) and it doesn't haunt them.


Also, the ivy league schools aren't all top rated in medicine as some state schools are powerhouses (see UCSF, UCLA, U Pitt, Iowa, Minnesota, etc). The name and the reputation might sway the average person, but in medicine there's a lot of variability on strength of residency/fellowship that is different than the medical school. That matters much more frankly.

+1
Quote:
Originally Posted by ridethecliche View Post

In other news, buying flights is infuriating.


Found a good price on weds night for NYC->Istanbul->Delhi and back from Delhi->NYC and wanted to talk to a friend that visited istanbul. Went back to buy tickets the next night and they were 400 bucks higher! WTF!

From 1250 to 1600... Tickets to India RT are about 1k. So if the istanbul thing isn't cheaper next tues/weds, I'm just going to say screw it and just go to India and add a country in SE asia instead.

Try deleting the cookies in your browser or trying a different computer. They're designed to smell desperation.
post #22640 of 37396
Quote:
Originally Posted by Darkside View Post


+1
Try deleting the cookies in your browser or trying a different computer. They're designed to smell desperation.

 

I used a different browser as well as 'incognito' mode and got the same results... :/

post #22641 of 37396
Quote:
Originally Posted by The Noodles View Post


Who saves here? If so, how?
 

 

Since this is The Noodles thread and anything can be discussed, what the hell....this is by far my favorite thread on SF btw, haha, 

 

1) Max out 401k up to the matching 2) Max out Backdoor Roth IRA 3) Pay for mortgages / recurring bills (utility,phone etc) 4) SF items.

 

I wonder how many people here go in that order. Hopfully many of you folks dont have the order in reverse.  

post #22642 of 37396
Quote:
Originally Posted by JezeC View Post
 

Hopfully many of you folks dont have the order in reverse.  

 

Don't judge me!

post #22643 of 37396

My order is...

1) Tithe

2) Mortgage & bills

3) Shave off x% from the what is left and dump it into savings

4) Food, clothes, etc

 

I am so effed on the retirement front. I liquidated it when I bought my house 2 years ago. 

post #22644 of 37396
Quote:
Originally Posted by Caustic Man View Post
 

 

Did not know that. My mom traveled to India in the 70s. I grew up on Indian food and it's still comfort food for me.

 

Yessir!


I'm so excited for the food on this trip. CANNOT WAIT!

 

Quote:
Originally Posted by Caustic Man View Post
 

 

My method is to take a certain amount of money, and then not spend it.

 

Hah, I saved well for myself this year. I'm going to take about half of my 'savings' for this trip. 


I also hide money from myself in various bank accounts. I paid for my trip to london and dublin with my tax return (still have a bunch left) and I totally forgot about the money since it was in a different account lol. 


To be honest, my retirement stuff is incredibly lacking (I'm 26 for reference). I likely won't be able to put much of a dent in it till I'm 35 or so at which point I hope I can make up for lost time. 

post #22645 of 37396
Quote:
Originally Posted by The Noodles View Post
 

I am so effed on the retirement front. I liquidated it when I bought my house 2 years ago. 

 

:facepalm:

post #22646 of 37396
Quote:
Originally Posted by europrep View Post

facepalm.gif

Yep. I can't think of a circumstances (maybe paying for lifesaving surgery/medication that is not covered by health insurance) where it would be prudent to liquidate a retirement account.

I had a couple of years where I wasn't contribute the maximum to my 401K, but now I am. I'm 41 (almost 42), with a little more than $400K total in two accounts.
post #22647 of 37396

-retirement-62712.jpg

post #22648 of 37396
Quote:
Originally Posted by Ambulance Chaser View Post


Yep. I can't think of a circumstances (maybe paying for lifesaving surgery/medication that is not covered by health insurance) where it would be prudent to liquidate a retirement account.

I had a couple of years where I wasn't contribute the maximum to my 401K, but now I am. I'm 41 (almost 42), with a little more than $400K total in two accounts.

:cheers: 

 

the power of compounding 

post #22649 of 37396
Quote:
Originally Posted by The Noodles View Post
 

My order is...

1) Tithe

2) Mortgage & bills

3) Shave off x% from the what is left and dump it into savings

4) Food, clothes, etc

 

I am so effed on the retirement front. I liquidated it when I bought my house 2 years ago. 

 

Why did you do that? I'm scratching my head here, can't think of any good reason.

post #22650 of 37396
Also matching up to 5% of base pay, a.k.a. free money, from my employer (Uncle Sam). icon_gu_b_slayer[1].gif
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