Originally Posted by SoCal2NYC
Mine has a whole cast and plot!
*Trying on a few others, talking about the price, the Glashutte history, have an espresso, etc*
Okay, here's my card do you want to start ringing me up?
*Comes back 1min later*
"Sir, would you like to split this or use another card it is declining it"
That's bullshit, I know for a fact there is more than enough in that account to handle this and I even made sure there would be no security red flags as I told them I'd be making a major purchase in the next few days. Let me call.
*Call up WaMu and go through 10 min of menus to get someone*
Hi, I'm trying to make a purchase right now and it declined it. What do you show my balance as?
Okay, so why was a purchase of X,XXX declined?
"You have a $3,000/point of sale purchase limit."
But, this isn't a credit card it is a debit/check card, the money is there how is there a limit?
"It doesn't matter if you have enough, you can't make purchases over $3,000."
Well, can you remove this block right now so I can make the purchase?
"Sorry Sir, I can't, they might be able to in the store."
So, you're telling me that I could have $40 million in my checking account and couldn't spend more than $3,000.
"Is everything alright sir?"
Yes, they won't let me make a purchase over $3,000 even though there is more than enough to cover the watch. I'm going to run to WaMu and get your cash.
*Chuckle from another associate who probably thought I wouldn't show my face in there again.*
*Book it over to 56th/6th WaMu and fill out withdrawl slip*
"How can I help you today?"
Hi, I need to withdraw this because you have a limit on my check card.
"You want this..in cash?"
Yup, unless you can remove that block.
"No, we can't do that...are you sure you don't want an official check?"
No thank you, I'll take it in cash....large bills please.
(If you don't know Washington Mutual, when you take out money they give you a pin # and you go to a dispenser and everything comes out of that)
"Let me check the balances of the dispenser, we might have to split it up into 2 withdrawls."
*Hands me the recepit with the PIN*
"Please use that dispenser."
*Enter the pin, wait about 30 secs, shove it in a big envelope, count it and have them put it in the counter*
*Cross 55th between 6th and 5th faster than I ever could imagine with a kungfoo grip on an envelope of cash*
*Doorman unlocks the front door*
*See my associate, raise my fist*
Here you go, all in cash.
*Bewilderment from the one who laughed*
"I wish all of my customers were as dedicated as you."
*Complete the transaction and go on my merry way*
I would have gone over to the bank and told them that unless they lifted the block I would take a cashiers check for the entire balance of every WaMu account I had and would be taking my business elsewhere. BTW, why not get a mileage/point earning credit card? IMO, the Starwood Hotels Amex is by far the best.