or Connect
Styleforum › Forums › Men's Style › Classic Menswear › Selective logic
New Posts  All Forums:Forum Nav:

Selective logic - Page 2  

post #16 of 169
Explain to me the logic of paying for something later, when you can pay for it now? Many people seem to think that it will help them in some way, but realy, if they are in financial trouble now, it is likeley that they will be later aswell.
post #17 of 169
Quote:
These credit cards are only for those who put their pants on two legs at a time, Bradford, not for the likes of you and me.  
post #18 of 169
The new AmEx Black card is designed by Alexander McQueen. It was unveiled last time in London.
post #19 of 169
Quote:
Sorry correction, not ONLY pay in cash. Only pay for clothing in cash. Meals, petrol etc. is another issue
In other words, pay for things in cash that you can't use as a tax write off. On another note, once in Bergdorf Goodman I paid all in cash and the salesmen looked at me weird.
post #20 of 169
Wow, we have one inteligent person on the forum. . . . . . . . Mike C. And BGW accused you of being stupid.
post #21 of 169
It seems paying in cash tends to be a decidedly Asian concept. People from the Asian continent, and subcontinents seemingly, in my experience, like ti pay things in cash. Last time in Shanghai at Cartier there was a man who paid for a 100,000 watch with cash he kept in a men's pochette.
post #22 of 169
While not in quite the same league as kalra, my father and his siblings are of precisely the same school of thought. I used to be that way for a long time, but have begun using a credit card for most everything mostly because of the inconvenience of carrying around a lot of cash. It seems that Canadian $100 and $50 bills are increasingly easy to counterfeit, and I don't like the choice of either (1) wasting time waiting for every merchant to check my bills or (2) having to carry around a wad of $20s.
post #23 of 169
Quote:
Explain to me the logic of paying for something later, when you can pay for it now? Many people seem to think that it will help them in some way, but realy, if they are in financial trouble now, it is likeley that they will be later aswell.
For us younger people, paying things off over time can establish a good credit history toward getting good rates on important loans in the future. That's the only reason I can think of. However, (regular) AMEX is just like cash as you have to pay it off at the end of each month, but it can be more convenient and get you frequent flyer miles etc. I know some people buy everything they can with amex just for this reason and pay no interest or fees on it anyway. It's just less to carry around.
post #24 of 169
Quote:
Coutts is the most prestigious bank in the world, it is used by the British Royal Family, and many other such people.
 How can a bank be prestigious? That's like saying "I use the most prestigious toothpaste." The only way I can see this is if they pay higher than normal interest rates or require a minimal balance of some rediculous amount.
Quote:
Visa Corporate affairs is a business credit card, all senior employees in LNM Holdings/ Ispat international have one.
  Looking for a recent college grad from a top university with a degree in Economics/Math? If I'm not smart enough, at least you know I'll be well dressed   .
Quote:
Mastercard black is similar to an AMEX black.
  My roomates dad has one of these. It's amazing the stuff you can get away with if you have one. However, I would guess you would have to be responsible in the first place in order to get one.
post #25 of 169
Indeed the whole practice of only taking one card and Amex at that over the other is strange. As a retailer I can tell you the following: Generally the way that the cards work is by volume, the more volume you do with their card the less "discount" (the fee usually in a % of the sale) that they deduct. What they lose in % they make up in volume. MC and V for for starters charge a lower (usually about 1+ % plus a capture fee which is a flat rate) amount than AMEX (usually 3.25 or if you have a decent volume 2.95% of the total amount. I would imagine that NM has a deal with AMEX that if their volume is reaches a certain amount and stays that way then the discount is lower and since a large portion of customers pay by AMEX its worth their while to discourage other card use so as to maintain that volume and overall pay a smaller discount. Look. It worked for them by you. You ran upstairs then downstairs then upstairs. sort of like Grover from Sesame street... and you ended up playing by their rules. I imagine that most people do as well. JJF PS" I take any card.
post #26 of 169
Quote:
How can a bank be prestigious? That's like saying "I use the most prestigious toothpaste." The only way I can see this is if they pay higher than normal interest rates.
I suppose there is justification towards that. Since a county bank is less "prestigious" conceptually than say the Rothschild Bank. For toothpaste, Marvis is what one would consider a "prestigious" toothpaste.
post #27 of 169
Quote:
For toothpaste, Marvis is what one would consider a "prestigious" toothpaste.
Ummm... that is good toothpaste. However it could be had for only 2-3 euros at any pharmacy, not really prestigious. I even brought some back here after living in Europe.
post #28 of 169
There is a mimimum bank balance at Coutts & Co.
post #29 of 169
Quote:
Wow, we have one inteligent person on the forum. . . . . . . . Mike C. And BGW accused you of being stupid.
What... Huh... where did happen? Does this guy need a punch in the face? Should I reach across the internet and bitch-slap this ho? Seriously, I wasn't aware of this.
post #30 of 169
Evidently European toothpaste is cheaper in Europe. At Sephora or any other place it costs $9 for a full tube. But it is wonderful. Aesthetically as well. One can't get it at any drugstore here.
New Posts  All Forums:Forum Nav:
  Return Home
  Back to Forum: Classic Menswear
This thread is locked  
Styleforum › Forums › Men's Style › Classic Menswear › Selective logic