I have been thinking about my past and I kind of regretted not networking myself better and I should have gotten in to stocks earlier.
What are yours?
1. Study a lot harder. I'm a pretty smart guy(or so I've been told) but never had the discipline to study properly. So while everyone else was doing their homework and studying for exams, I was off dreaming up devices for landing on the moon and other very fascinating, but utterly irrelevant things.
2. ALWAYS have at least 2 months worth of money saved somewhere. Having experienced a meltdown of my personal finances to critical levels(we're talking 10 USD and a bag of rice being all my worldly assets), that's something I never EVER want to experience again. Alas, the money is soooo easily spent. especially if you seem to have a lot of it...
When I was a teenager and started my first part time job my dad sat me down and told me about the "wonders of compound interest" and if I start saving now I could be rich in my 40's. Needless to say I had more immediate uses for the cash on the weekends and oh well...
So two weeks ago I sat down with my oldest son (16 y.o.) and explained to him the "wonders of compound interest" and I saw the same disinterested look on his face my Dad saw back then. Oh well, at least he can't say I didn't warn him... :)