I support a system where house, car, and education should not be financed... With current prices staying the same... It would push a lot of kids to go to trade school so we don't pay $100/hr for a plumber and $80/hr for a car mechanic.
America's over utilization of credit is a major issue. Yes it gives many people opportunities but it's a double edged sword that no one wants to admit.
There should be talent and merit based state provided grants for the genius level kids who are truly gifted
Need based grants should be eliminated and affirmative action should be also diminished.
In my opinion, this is the best way to reform the education system
how can a middle class kid supposed to go to school without a loan?
cost for a good state school 20-25k per year, minimum
how is an 18 year supposed to come up with 100k cash?
and how is one to buy a 300k home cash? when they are 50?
you have no idea how silly you sound, how arrogent...
the educational system sure as hell has failed you