Things That Are Bothering You, Got You All Hibbeldy-Jibbeldy, or just downright pissed, RIGHT NOW!



JMRouse said:

Sure, but mistakes happen. Doing it this way gives me an added peace of mind.

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AMEN!



JMRouse said:

Sure, but mistakes happen. Doing it this way gives me an added peace of mind.

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whatever floatz yer boatz. i never complain about people letting me hold onto my moniez.

rent is for small timers



in stitches said:

what is the diference if the check floats out there? deduct if from your balance, and treat it like its gone as far as spending is concerned.

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have you seen the awesome rims on my car? they cause the new tires I had to buy, because of the larger rims, to scrape on the tire wells, and I got a couple flats this week because of the lower profile tires that I still drive through the pot hole riddled streets.

but I had some extra cash in mai chekin account!

seriously though extra liquid cash gets easily spent because its there. its human nature.



LawrenceMD said:

seriously though extra liquid cash gets easily spent because its there. its human nature.

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This. I find that VISA checkcards have made it all the easier to loose track of your balance as you go.

Depending on where you live, a check not clearing can cost you. I know where I live, if rent is not paid on time they default you to the non prorated "market rent rate" for the month and charge you an additional $15 per day.



LawrenceMD said:

have you seen the awesome buttons on my neapolitan shirt? they cause the new shoes I had to buy, because of the pimpin suit, to wear with the 7 fold tie, and I got a couple PSs this week because of the different ties.
but I had some extra cash in mai chekin account!
seriously though extra liquid cash gets easily spent because its there. its human nature.

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FTFM

lol, its certainly my nature

I've had a headache for 3 days now due to my allergies.

3rd world country still using checks, what is this the 1970s or something? Also who is arguing with zee Joo about money? Fools.



Find Finn said:

I've had a headache for 3 days now due to my allergies.

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you take allergy meds? they are a must for me.



Connemara said:

Landlord still hasn't cashed my rent check from June 1st. WTF? I'm going back to using bank checks instead of personal.

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Set up your bank to mail the check for you in the bill pay feature. Its worked with every bank I have ever tried. Only annoyance is that I have to set it to pay a little early since I want the checks to arrive in a timely manner but you have to account for the differance between 28 days in february and 31 in other months...unfortunately the banks will all let you send checks 3 days after the start of a month but not three days before. I think I actually have the date set to the 27th so it probably shows up late every march but the landlord has never once said anything about it.

IIRC, both banks I have recently used for this deduct the money as soon as they cut the check. If something weird happens and it doesn't get deposited, then it will probably come back into your account at some point.

JMRouse said:

This. I find that VISA checkcards have made it all the easier to loose track of your balance as you go.
Depending on where you live, a check not clearing can cost you. I know where I live, if rent is not paid on time they default you to the non prorated "market rent rate" for the month and charge you an additional $15 per day.

Click to expand...

Who uses their checking accounts for anything besides ATMs, rent checks, autopay/direct debit on bills that won't accept CC, and paying their credit card bill each month?
Check cards are just asking for trouble (and debit mode is a great way to become a fraud victim without Visa/MC being in the middle to step up and cover the losses).

^ what he said



otc said:

Set up your bank to mail the check for you in the bill pay feature. Its worked with every bank I have ever tried. Only annoyance is that I have to set it to pay a little early since I want the checks to arrive in a timely manner but you have to account for the differance between 28 days in february and 31 in other months...unfortunately the banks will all let you send checks 3 days after the start of a month but not three days before. I think I actually have the date set to the 27th so it probably shows up late every march but the landlord has never once said anything about it.
IIRC, both banks I have recently used for this deduct the money as soon as they cut the check. If something weird happens and it doesn't get deposited, then it will probably come back into your account at some point.
Who uses their checking accounts for anything besides ATMs, rent checks, autopay/direct debit on bills that won't accept CC, and paying their credit card bill each month?
Check cards are just asking for trouble (and debit mode is a great way to become a fraud victim without Visa/MC being in the middle to step up and cover the losses).

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Or better still ask your bank to catch up with the middle of the 20th century.



JMRouse said:

This. I find that VISA checkcards have made it all the easier to loose track of your balance as you go.
Depending on where you live, a check not clearing can cost you. I know where I live, if rent is not paid on time they default you to the non prorated "market rent rate" for the month and charge you an additional $15 per day.

Click to expand...

mint.com is a life saver. So nice to be able to track every penny you spend, it really helps with budgeting and making sure I'm regularly contributing to my new house fund.



in stitches said:

you take allergy meds? they are a must for me.

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Nope, I normally get a shot in the beginning of the season, but haven't had any issues this year until a week or two ago.

Benadryl doesn't work.

i pay all my bills online. i use debit card so my CC bills dont get crazy, better for cash flow.

im no baller, i worry about cash flow.