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Things that are pissing you off. - Page 3098

post #46456 of 65910
Quote:
Originally Posted by Connemara View Post

I think I'm going to sell stock to pay off the credit card debt that has been hanging over me for several years. I'd love to keep the stock but as it stands, I have a negative savings rate to the tune of $5K thanks to the CC debt (I spent like a drunken sailor in college).

The whole ordeal is a maddening reminder of how stupid I was with money.

I hope to duplicate your achievement in about six months.
post #46457 of 65910
It's a sizable amount of debt, enough to make it impossible to steadily pay off at my salary. It's on a zero interest card at the moment but those deals generally only last a year. I would only be able to put a small dent in it over the course of a year.
post #46458 of 65910
Conne, sorry to hear you have so much debt, and genuinely not trying to be an asshole, but what was your thought process at the time when you were racking up that debt?

I'm sincerely curious.
post #46459 of 65910
Quote:
Originally Posted by GreenFrog View Post

Conne, sorry to hear you have so much debt, and genuinely not trying to be an asshole, but what was your thought process at the time when you were racking up that debt?

I'm sincerely curious.

Some of us were not raised by parents that were good money managers or were not in families that taught us to manage our money. It's not like I did not make my share of financial mistakes in my early 20s. The important thing is learning from the mistakes and not repeating them.
post #46460 of 65910
I have some CC debt. Greenie, the thought process was simple. "I like that and I want it and I can afford to pay it off over X amount of time."
post #46461 of 65910
Quote:
Originally Posted by gort View Post

My grandma passed away last night. We knew this was coming but it still hurts. When I got the news this morning I felt guilty because I didn't really feel anything but now it's hitting me. It's strange because I felt sort of relief for her since she had been in pretty bad shape for a while and living alone as a widow with 24 hour nurses. She didn't have much quality of life, was lonely and sad. I'm not glad she died but I am glad she doesn't have to suffer any more.

sorry to hear, Gort. my grandmother was also pretty much in the same situation before she died last month... I totally understand how you feel.
post #46462 of 65910
sunday, 6:30 am, at a mcdonald's parking lot here...

post #46463 of 65910
We're gonna lose money when we sell our 1 bedroom co-op (my wife bought it at the top of the market when she was single). But we need more space with the little one here.
post #46464 of 65910
Ugh. I have a constant cold.
post #46465 of 65910
Girlfriend mailed my broken $200 Davek umbrella back to the company for me so I could get a replacement. This was in February. They never got it and won't send me a new one and just offered me a discount on a new one.

Lessons learned: If you want something done right, do it yourself.

To Davek: If you allowed me to drop it off at your office, which is five blocks from where I work we wouldn't be in this mess. Accept drop-off's.

Oh yeah, and fuck you.
post #46466 of 65910
Quote:
Originally Posted by Connemara View Post

It's a sizable amount of debt, enough to make it impossible to steadily pay off at my salary. It's on a zero interest card at the moment but those deals generally only last a year. I would only be able to put a small dent in it over the course of a year.

I think you should pay it down out of income. It will force you to struggle for probably a year and will help create a reflex in you that prevents you from doing it again. It's at zero percent at the moment so it's not terrible financial thinking to pay it down. 5000 over one year is $415/mo, you could make 30k/year and likely still manage to pay that off.

Just my humble opinion, but you need to stop thinking of your brokerage account as a piggy bank that you can smash whenever you need a few bucks.

Anywho, my car battery went from good to bad literally overnight without leaving a light on or doing anything that would be expected to push a bad battery over the edge. Pretty agitating start to the day.
Edited by SkinnyGoomba - 4/29/13 at 7:34am
post #46467 of 65910
so. fucking. tired.
post #46468 of 65910
Quote:
Originally Posted by SkinnyGoomba View Post

...

Anywho, I just discovered that my car needs a new alternator. Pretty agitating start to the day.

Fixed for accuracy.
post #46469 of 65910
I don't eat breakfast, so I often bring a yogurt to work for a mid-morning snack. I've recently taken to putting some granola in the yogurt, just for a change. On my way out this morning, I remembered to grab the little container of granola I'd put on the counter last night, but I forgot to grab a spoon.

Or a yogurt.
post #46470 of 65910
trying very hard not to laugh. sorry, G.
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