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Things that are pissing you off. - Page 2973

post #44581 of 67044
Insurance is one of those things, sort of like gun laws, where those that are not going to follow the law are not going to follow the law without regard for the consequences.
post #44582 of 67044
Quote:
Originally Posted by StephenHero View Post

My sleeping problems are really becoming problematic.

Sympathy. I haven't slept through the night more than two days in a row for at least two weeks. Mostly the stupid dog waking me up, but some things on my end too. Bothersome. Was up from 3am to 5am on Saturday, just doing nothing.
post #44583 of 67044
[quote name="idfnl" url="/t/29653/ I don't believe there is a way for them to validate you're insured at a traffic stop.

.[/quote]

Sure there is. At least some big city and state police forces are also able to access some sort of database maintained by at least major auto insurance companies, such that if you give them your name and tell them who your insurer is they can verify the information. But proving the negative is harder, of course.
post #44584 of 67044
Quote:
Originally Posted by lawyerdad View Post

Sure there is. At least some big city and state police forces are also able to access some sort of database maintained by at least major auto insurance companies, such that if you give them your name and tell them who your insurer is they can verify the information. But proving the negative is harder, of course.

Saving that, you could actually call them while the cops are there. I got pulled over once after losing my wallet and had to call Allstate while the dickbag cop was trying to ticket me. He was refusing to look in the database, as if it was some major fucking investment of his time. I put them on speaker and walked over to the cop car.
post #44585 of 67044
Quote:
Originally Posted by JayJay View Post

The tactic many uninsured motorists use is to get minimum coverage from companies such as Safe Auto in order to renew plates and registration, after which they don't make anymore payments. Unfortunately when they have an accident or are caught without insurance, all they have to do is go back to Safe Auto for minimum coverage, then they're back on the road again. No jail time or penalties to speak of, at least that's the way it works in this state. And if they do cause an accident resulting in injury, they declare bankruptcy. ffffuuuu.gif

Isn't is the case that you have to pay a fine/back insurance for the gap? At least I did once when I was like 18, I let my insurance lapse, had no cash, then a few months later had to pay back fine/insurance, I don't recall which I paid.


Quote:
Originally Posted by lawyerdad View Post

[quote name="idfnl" url="/t/29653/ I don't believe there is a way for them to validate you're insured at a traffic stop.

.

Sure there is. At least some big city and state police forces are also able to access some sort of database maintained by at least major auto insurance companies, such that if you give them your name and tell them who your insurer is they can verify the information. But proving the negative is harder, of course.[/quote]

I dont think so. What if you're with a dinky insurance company? You need to provide proof when you register a car. I don't think they check at a traffic stop.
post #44586 of 67044
Quote:
Originally Posted by lawyerdad View Post

[quote name="idfnl" url="/t/29653/ I don't believe there is a way for them to validate you're insured at a traffic stop.

.

Sure there is. At least some big city and state police forces are also able to access some sort of database maintained by at least major auto insurance companies, such that if you give them your name and tell them who your insurer is they can verify the information. But proving the negative is harder, of course.[/quote]


Yeah it very much varies by state but there's usually a way to verify it.

In PA, at least, the insurance companies are required to report to PennDot if your insurance lapses. That then gets put in a database that state police can pull up on their car computers. The problem is that if your insurance lapses and then you reinstate it sometimes it takes up to 30 days for them to note that it's been reinstated, so you get a ticket and then have to show up to court proving that you had it reinstated prior to being pulled over.
post #44587 of 67044
Has anyone realized that GreenFrog has worse luck with cars than I have with any of the following: Roommates, work, success, bitches, uh, that's about it.
post #44588 of 67044
Goddammit!

Just called my insurance and apparently Texas law states that the at-fault driver is responsible for paying the damages / claims for everyone involved. I was thinking that the insurance of the guy who hit me would cover my roommates' cars' damages, then that dude would get covered by the lady who hit him, and so forth until you get to the at-fault driver.

I remember balking at my insurance company before moving here because of the higher premiums in Texas compared to Boston (I mean, come on, how is that even possible?) and she told me it was because of the massive number of uninsured drivers. I was ticked then, but to actually become a victim of this bullshit really makes my stomach churn.

Fuck stupid, poor people who make terrible life decisions that make them stay poor.

Stupid bitch is probably going to file bankruptcy and leave the rest of our insurance companies to battle it out. Such bullshit.
post #44589 of 67044
Things that are pissing me off.

Bought an item from Coregoods and communication since paying has been sketchy.

Paid on the 12th and have yet to receive a shipping update.
post #44590 of 67044
Quote:
Originally Posted by GreenFrog View Post

Goddammit!

Just called my insurance and apparently Texas law states that the at-fault driver is responsible for paying the damages / claims for everyone involved. I was thinking that the insurance of the guy who hit me would cover my roommates' cars' damages, then that dude would get covered by the lady who hit him, and so forth until you get to the at-fault driver.

I remember balking at my insurance company before moving here because of the higher premiums in Texas compared to Boston (I mean, come on, how is that even possible?) and she told me it was because of the massive number of uninsured drivers. I was ticked then, but to actually become a victim of this bullshit really makes my stomach churn.

Fuck stupid, poor people who make terrible life decisions that make them stay poor.

Stupid bitch is probably going to file bankruptcy and leave the rest of our insurance companies to battle it out. Such bullshit.

Quote:
Originally Posted by edinatlanta View Post

Has anyone realized that GreenFrog has worse luck with cars than I have with any of the following: Roommates, work, success, bitches, uh, that's about it.
post #44591 of 67044
What the fuck is with the American obsession with ice?

Is it possible to order a club soda and have a glass with, like, club soda? Fucking drink is all ice which melts and dilutes the club soda.

Ya ya. Order no ice, but I always forget. And when I ask for a club soda with LIME, don't bring me a LEMON which has seeds and when a seed gets to the bottom of the drink I have to fish it out because I have this unreasonable fear that I'll suck up the seed in the straw.

A club soda cannot be enjoyed with a seed at the bottom, surely I'm not the only one. I cannot order iced tea for the same reason.
post #44592 of 67044
Quote:
Originally Posted by idfnl View Post

Isn't is the case that you have to pay a fine/back insurance for the gap? At least I did once when I was like 18, I let my insurance lapse, had no cash, then a few months later had to pay back fine/insurance, I don't recall which I paid.
Sure there is. At least some big city and state police forces are also able to access some sort of database maintained by at least major auto insurance companies, such that if you give them your name and tell them who your insurer is they can verify the information. But proving the negative is harder, of course.

I dont think so. What if you're with a dinky insurance company? You need to provide proof when you register a car. I don't think they check at a traffic stop.[/quote]

It'll depend on the jurisdiction, obviously. But at least in California and a number of other states, carrying written proof of current insurance while driving is mandatory. In such states, they virtually always check at traffic stops. When you get pulled over, it's part of the standard litany from the officer: "license, insurance and registration, please". I suspect you're right about the rinky-dink insurance companies - that's why I said it's hard to prove the negative. But I also think that's why a lot of the states shift the burden to the driver to maintain proof of insurance.
post #44593 of 67044
Quote:
Originally Posted by idfnl View Post

What the fuck is with the American obsession with ice?

Is it possible to order a club soda and have a glass with, like, club soda? Fucking drink is all ice which melts and dilutes the club soda.

Ya ya. Order no ice, but I always forget. And when I ask for a club soda with LIME, don't bring me a LEMON which has seeds and when a seed gets to the bottom of the drink I have to fish it out because I have this unreasonable fear that I'll suck up the seed in the straw. A club soda cannot be enjoyed with a seed at the bottom, surely I'm not the only one. I cannot order iced tea for the same reason.

Beginning bartender training - any drink ordered with an 'AND' word gets served on the rocks. Scotch and soda, gin and tonic, jack and coke, etc.. So that's on you. The lemon instead of lime thing is just inexcusable. Seeds in fruit, well, that's just being a bit fucking nitpicky, but they should never serve the fruit in the glass. Always on the edge. Want better drinks? Find a better bar.
post #44594 of 67044
Quote:
Originally Posted by Rambo View Post

Beginning bartender training - any drink ordered with an 'AND' word gets served on the rocks. Scotch and soda, gin and tonic, jack and coke, etc.. So that's on you. The lemon instead of lime thing is just inexcusable. Seeds in fruit, well, that's just being a bit fucking nitpicky, but they should never serve the fruit in the glass. Always on the edge. Want better drinks? Find a better bar.

What am I missing here - where's the "AND" in "club soda"?
post #44595 of 67044
Quote:
Originally Posted by lawyerdad View Post

What am I missing here - where's the "AND" in "club soda"?

I'm assuming he ordered a club soda and lime. or with lime. even a regular club soda is always served on the rocks. think about this one for a sec - when was the last time someone served you an iceless glass of soda, of any sort?
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