Things that are pissing you off. - Page 2608

Yeah, I think savings was an option, too. I don't remember why I decided on using a credit card, but I know there was some reason it was a better idea. I'm 95% certain my bank doesn't charge if I end up overdrafting this way. At the very least, it's a hell of a lot cheaper than overdraft fees.

You also know a guy who doesn't know how to operate a breaker.

Exactly - that's the one part of this operation that I'm confident I know how to do.

Unscrew the bulbs.

Sucks warm healthy thoughts energy coming your way.


Terrible loss and so sorry it is a part of your world Conne. Thoughts are with you and yours as well as the families of those lost so tragically.

Wouldn't you like to know and thank the Gods the accident wasn't much worse!

I definitely love living in an urban neighborhood, but one disadvantage is that I can't take a walk without passing people with clipboards wanting my money for this or that. Not only do they want money, but they want me to commit on the spot to regular monthly donations. There's no way in hell I'm going to agree to that.

I did give the person a one-time donation today. She said "We recommend a donation of X." I said "I am not going to give you X." But I did give her a pretty good sum of money.

Yeah.. I mean I do make a conscious effort to regulate my cash flows and I've done well up until this one point in maintaining a 'safe' balance in cash.

I considered selling a share but the funds from trading activity don't settle until 4-6 days so it'd be moot. The only way to get the funds immediately available for withdrawal is through a wire transfer, so I actually called up my dad to ask him to wire me money for rent (lol.. I felt so ashamed making that phone call) but it was such a ridiculous process that resulted in my having to play phone tag between two financial institutions, both of which made me transfer through three departments with 5 minute hold times. MOST.FRUSTRATING.EXPERIENCE.EVER.

Mind you, I was racing against time because the lady at my leasing office said that checks typically clear before Noon (central time), and I was on the phone with my banks trying to get a wire set up before that time and it just wasn't going anywhere.

So, I just gave up and then I got the idea of using my brokerage account's margin lending, so I called them up and I borrowed against my brokerage account to transfer the funds to my checkings accounts. So now I have a margin balance for rent that's going to incur like.. $1 of interest.

WIN!

The only real problem, now, is whether my apartment's company actually tried to deposit my check just yet. The funds just got transferred to my checkings account 15 minutes ago, so if they attempted to deposit it before that.. well, I'll still get hit with the bounce penalty fee and all of this time and effort will have been for nothing.. but crossing my fingers at this point hoping that they still haven't attempted to deposit it.

LESSON LEARNED JESUS CHRIST NEVER AGAIN.

See how much better it would be if you were lactose intolerant?

i know a lot of guys

thanks.

Give a man a fish...

Go to bank. Use ATM outside bank to take a cash advance from your CC. Walk inside bank and deposit cash (to make sure the amount is available immediately). Pay off credit card balance as soon as paycheck hits,

Cash advance interest rates are obscene, but they don't really matter much on a 1-day timeframe.

Keep coming back with excuses, I'll keep hitting back with solutions

Thanks for the assistance sir but I resolved the situation on my own completely

Company hasn't tried to deposit my check yet and the funds are sitting safely in my checkings account, waiting to be withdrawn.

Just incurred a margin balance in my brokerage account for my rent and it'll be paid off on Thursday. According to my calculations, the interest I'll have to pay for that is $0.067.

Completely avoided the bounce penalty fee -- WIN.

I feel so sleazy after having gone through all this... but now I'm starting to realize how freaking cheap it is to buy securities on margin...

Am I the only one who thinks this whole exercise was the perfect illustration of why people dog consultants for overcomplicating the simplest tasks?

glad you enjoyed our services. your bill will be forthcoming in the mail.

lol touche

Or perhaps a good illustration of why Froggy is so stressed all the time in his real job?