Originally Posted by JayJay
The tactic many uninsured motorists use is to get minimum coverage from companies such as Safe Auto in order to renew plates and registration, after which they don't make anymore payments. Unfortunately when they have an accident or are caught without insurance, all they have to do is go back to Safe Auto for minimum coverage, then they're back on the road again. No jail time or penalties to speak of, at least that's the way it works in this state. And if they do cause an accident resulting in injury, they declare bankruptcy.
Isn't is the case that you have to pay a fine/back insurance for the gap? At least I did once when I was like 18, I let my insurance lapse, had no cash, then a few months later had to pay back fine/insurance, I don't recall which I paid.
Originally Posted by lawyerdad
[quote name="idfnl" url="/t/29653/ I don't believe there is a way for them to validate you're insured at a traffic stop.
Sure there is. At least some big city and state police forces are also able to access some sort of database maintained by at least major auto insurance companies, such that if you give them your name and tell them who your insurer is they can verify the information. But proving the negative is harder, of course.[/quote]
I dont think so. What if you're with a dinky insurance company? You need to provide proof when you register a car. I don't think they check at a traffic stop.