Originally Posted by otc
I disagree with this.
Federal loans are the fucking bomb. He might feel better about it if he thinks about it like that, but he should definitely keep fighting to see if he can get some of those loans (or get some debt-free grants!).
As long as you are not an idiot, subsidized federal loans are a good thing to have. He's almost done, so it is not like he will build up a ton of them, and the subsidized loans have a pretty low limit anyways (you're not going to end up 100k in debt with undergraduate stafford and perkins loans). The interest rates are so low and repayment terms so generous that Biscotti would be way better off paying in the future and saving himself from some stress right now. Obviously, if he is able to scrape to pay for it ALL out of pocket now, he should be able to make payments just fine in the future since unlike most of the ungrateful fucks he goes to school with, he already has gainful employment and knows what it is like to work.
Yeah, its not bad debt to have, the repayment terms are great (you can have all forgiven if you do certain work etc).
Originally Posted by Biscotti
I'm not going to let it break me; however, it is just such a let down--I want to enjoy my life some, rather than continually stressing out. I'm going to have to start selling some shit in order to get this done however--the fact that my pay will double (so will my work load) in March will be a relief as well (yet that will also mean I will be on call 96 hrs. a week).
Hey dude, as someone who seriously thought about dropping out in the final year just remember each day you're in school is one less you have to deal with (finally). It really will go by quickly.
Originally Posted by MrG
I took stats courses both in my BA and in the year I spent in an MA, both in political science, and they were quite rigorous, especially in grad school.
YES! My degree was Political Science even though I only studied political philosophy (long story) and took more philosophy than poli sci classes. Anyway, to graduate with PS you had to have intro to research methods with at least a C+ (IIRC). Anyway, first time I took it, it was NOTHING but regressions and advanced math. The second time it was actually how to conduct research, proper analyzing of documents, studies etc...you know... stuff you would actually find beneficial
for the start of an undergraduate career in political science.