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# iPhone 5 - Page 170

Let's take the math further here and pretend that you DO break it twice over two years.

\$99 + \$49 + \$49 = \$197

\$125 + \$125 = \$250

You saved a grand total of \$53 with the insurance.

Are most people going to break their phone more then once? More then twice? I don't know, but from my own experience I am not sure that's likely to happen. I'm really leaning towards the idea here that you are better off putting that \$99 in the bank.
Quote:
Originally Posted by JMRouse

Let's take the math further here and pretend that you DO break it twice over two years.
\$99 + \$49 + \$49 = \$197
\$125 + \$125 = \$250
You saved a grand total of \$53 with the insurance.
Are most people going to break their phone more then once? More then twice? I don't know, but from my own experience I am not sure that's likely to happen. I'm really leaning towards the idea here that you are better off putting that \$99 in the bank.

I doubt this \$125 thing is real. If it was you would see much less broken phones out there, and/or less cases on phones. I don't buy they will let me buy a new \$850 phone for \$125. Makes no sense.
It's real. I did it myself. You can choose to believe me or not, but I walked into an Apple store and exchanged my iPhone that had suffered water damage. The rep in the store told me that they do this all the time. They used to give out refurbished phones, but switched to new ones at a certain point.

EDIT: Keep in mind that they take your broken phone at the time of the exchange. The broken phone is either then repaired or the parts are scavenged/sold. So they make money back off of doing this. If you just broke the screen, there can be a lot of value left in the electronics inside.
Well, now I know I can break it two or more times.
Quote:
Originally Posted by JMRouse

Quote:
Originally Posted by Piobaire

It also means, contrary to the opinion of some, waiting a bit is not moronic.

I never thought it was. Mine has not even been ordered yet.

+1 I haven't ordered either.

Quote:
Originally Posted by Piobaire

Do people not buy the drop insurance?

never have, last time I broke a phone I was a freshman in high school.

Quote:
Originally Posted by Piobaire

Had the phone five days now, no case, no scuffs. I do not treat my phones roughly however I do not go out of my way to baby them either.

That little tiny rattle is a bit annoying but not annoying enough for me to do anything about it. Yet.

Is the rattle coming from the power button?

Quote:
Originally Posted by JMRouse

Quote:
Originally Posted by patrickBOOTH

Insurance was \$99 and if I break it twice over two years I can get a new one for \$49. Retail my 64GB phone costs \$849. I find this totally reasonable.

Quote:
Originally Posted by Rambo

+1. On this thing, with these retail prices, NOT getting the insurance is stupid. The ability to walk in and walk out with a new phone the same day is unparallelled.

\$99 + \$49 = \$148

I just explained how Apple will replace your phone, with the same model for \$125, warranty/insurance or not. I have experience with this and it works at any Apple store. So unless you are planning on breaking your iPhone more then once over the two years, wouldn't you be better off without it?

I'm honestly curious here as I have considered Apple Care Plus before, but looking at it right now the numbers don't seem to add up.

+1 and if I buy a warranty it would be through Apple not Verizon. Last time I checked you had to pay a deductible to get a new phone with Verizons insurance, but from what you guys are saying this has changed.
Edited by CalTex - 10/10/12 at 8:46am
Ok. We were both wrong.

I did some Goggling and found this:
Quote:
The official policy is:

- Out of warranty iPhone 4 repairs are now \$149 (down from \$199)
- Out of warranty iPhone 4S repair is \$199
- Applecare+ "damage due to handling" is \$49 (limit 2)
- If the Genius decides it's a warranty-covered issue, it's free.

If your iPhone is out of warranty and you have a battery issue, it's \$79 for their battery replacement service. But with the service, you actually stand a good chance of walking out with a "like new" replacement phone.

So let the genius make his own determinations. Don't volunteer too much info unless asked, and then just tell the truth.

I guess I remembered what I paid incorrectly and the rep didn't explain to me that the price is higher on the newer phone (iPhone 4S was the latest model at the time and I was replacing the 4). For the more recent phone they charge you \$199. That means without the insurance you would have to pay \$199 for a replacement until the iPhone 5S is released, at that point it would drop down to \$149 for your iPhone 5.

Going by these numbers Apple Care Plus is a better deal then I had thought. The thing you would need to keep in mind is that the limit for the \$49 replacements is 2. They won't keep replacing your phone after that for the reduced cost. So don't go breaking it on purpose if you believe you are clumsy enough to drop it on occasion.
Dez Bryant bought the Apple Care for his new iPhone.
Quote:
Originally Posted by CalTex

Quote:
Originally Posted by Piobaire

Had the phone five days now, no case, no scuffs. I do not treat my phones roughly however I do not go out of my way to baby them either.

That little tiny rattle is a bit annoying but not annoying enough for me to do anything about it. Yet.

Is the rattle coming from the power button?

Seems to be coming from the + button.

Btw, the insurance makes perfect sense for me as my employment contract pays my entire monthly but I provide the handset. In my case I would be stupid not to get the insurance.
Quote:
Originally Posted by Piobaire

Quote:
Originally Posted by CalTex

Quote:
Originally Posted by Piobaire

Had the phone five days now, no case, no scuffs. I do not treat my phones roughly however I do not go out of my way to baby them either.

That little tiny rattle is a bit annoying but not annoying enough for me to do anything about it. Yet.

Is the rattle coming from the power button?

Seems to be coming from the + button.

Btw, the insurance makes perfect sense for me as my employment contract pays my entire monthly but I provide the handset. In my case I would be stupid not to get the insurance.

Are you sure? My 4s is rattling and it is coming from the power button.

re: insurance

Well in that case get apple care and call it a day.
Yup, sure about which button I think it is.

Won't pay for Apple Care. That's not on my monthly Verizon bill. Insurance, however, is.

Not sure if they offer it for the iphone, but I bought AC for my laptop from LA Computing for about \$100 less that Apple offers it.  I've used it a few times.

Apple service guys have a lot of leeway when it comes to free or discounted stuff. They gave me a battery for my old laptop that was way past its cycle number. Saved me \$90 that I was prepared to spend.

lefty

Quote:
Originally Posted by lefty

Not sure if they offer it for the iphone, but I bought AC for my laptop from LA Computing for about \$100 less that Apple offers it.  I've used it a few times.

Apple service guys have a lot of leeway when it comes to free or discounted stuff. They gave me a battery for my old laptop that was way past its cycle number. Saved me \$90 that I was prepared to spend.

lefty

you can save money buying them off ebay or amazon. sometimes though, apple will negate your warranty if you buy it through a non-authorized reseller.

I believe LAC guarantees it. I called them up and the guy opened the box and gave me the code. Plugged it in and "welcome to apple care." He then shipped me the box. Not a big extended warranty guy, but for a 2K machine with a lot of "moving" parts it seemed a no brainer.

lefty

I go with no insurance. I have not broken a phone in years. At this point if I do break one I am still ahead of the game from not paying for insurance. I would be more interested in insurance if it covered lost or stolen but since it doesn't then I do not see the need. I could pay for insurance, lose the phone and I am still screwed. I know some people that favor square trade insurance vs. Apple-