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farmers insurance agent- good career choice? - Page 3
Being a Farmers Insurance Agent was, at one time, a great career. Not anymore, sorry Mr. Recruiter. Despite the fact that Farmers has changed its career program AGAIN because 90% of those trying to go career failed, it is still near an impossible career. Those who did it years ago had great success but still farmers is terminating independent contractor agreements for lack of the agent supporting the companies goals and initiatives. If any recruiter paints the picture for you that this is a career that requires you to work hard and then hire staff and enjoy your company they are lying. E-myth? They do not really want to follow it. Platform agent? Bad career choice.
Bottom line -it you want to be a successful insurance agent Farmers can provide the platform. It will be hard work and it will cost you money, You will have to pay for your own background check and in some cases your own licensing. Some will tell you that you will get subsidy and not talk about paying it back or make it sound easy to payback. Go to your interview and ask "how many of their career agents Run to Daylight that is the terminology for not having to payback your subsidy.
Finally whatever you do stay away from the Platform District model and go with a DM who is on the old system way to tell if they have 90+ agents you do not want to be there!
Please do not get involved in the Farmers Career program. As a matter of fact there are very few captive insurance companies that have a good start up plan that allows you to make a living. Every contract is biased to the company writting the contract and is not in your favor. For Farmers the career program is their largest growth program. You are required to write a considerable amount of policies and a minimum of 40 to 50 life insurance policies per year. that is difficult for any a regular personal lines agent. The Farmers program is a horrible idea for anyone. I did it and it cost me thousands of dollars ... and I finished the program and succeeded as an agent for 7 years. however I realize that you are seeing huge dollar signs and for a lot of people the invitation is too tempting. It is hard to weigh the advise of a few people against the promises of a recruiter. Just beware. Few people make it in the Farmers program