Originally Posted by otc
Any particular reason for overpaying on these?
Are they particularly high interest? Most student loans are cheap money and you'd be better off in the long run just paying the minimum and investing the difference.
I'm living at home with parents until I pay off the loans.
I'm almost done with my emergency fund. I maxed out Roth IRA in 2011 and put 25% of pretax money into 401k. The only thing that's holding me back from moving out are the loans. I figured I can afford to pay down loans aggressively for this upcoming year and still max out retirement accounts. Sure I could cut down on student loans and invest more but I'd end up having to invest in a taxable account...