Agreed that the selection is pretty boring but it's kind of a gold mine if you're a 44.
Sharing an email they sent me:
We provide refunds in the form of an Amazon.com gift card when the item is returned. The Amazon.com gift card can be used for future MYHABIT.com, Amazon.com, or endless.com purchases. However, if you call us with a specific request to have a gift card refund switched to your credit card we will honor that request unless that gift card has been used.
I hope this helps. We look forward to seeing you again soon.