Originally Posted by RedScarf7
Have a monthly saving goal of saving 65%, and usually exceed it. Am just a year out of school so living drastically below my means doesn't impact my quality of life.
I figure savings will decline a fair amount in a couple years when I have established myself a little more.
Probably, but you're doing well to get into the habit as soon as possible. I think if you start out with a very high savings rate it becomes easy to keep saving at a good clip even when other expenses start adding up.
However, I think savings rates that are too high, meaning they prevent you from doing the things you like, are categorically negative. They not only prevent you from having your fair share of fun, they also put you a situation where you're more likely to snap and start making rash financial decisions. My theory on why so many doctors are terrible with their money is because they live for so long without any of it. Eventually when the green starts rolling in, they lose it.