My fiancee was really cool about the whole thing. I was really blunt and told her "I have X amount of disposable income every month. If you wait until X, I can afford this much. If you wait until X, I can afford this much." She wound up just wanting me to buy it ASAP (If she hadn't, I'd honestly have reconsidered proposing). So I bought a $1900 ring from her Uncle, who owns a jewelry store.