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Help me save up and move out! - Page 4

post #46 of 85
Quote:
Originally Posted by Fuuma View Post

Move out now, sleep on people couches for a while if needs be. WTF is wrong with this forum, all you asian accountants just shut the fuck up and let me handle this one.

Talk some sense into him, Fuuma. I'm not getting through.
Quote:
Originally Posted by norcaltransplant View Post

Quote:
I'm talking about 10 years ago. If you don't have your own place, where are you going to go when you get raging drunk? Where are you going to experiment with drugs and try to convince girls to sleep with you? Maybe your late teens/early 20s were different from mine.
I graduated college in 2001, so exactly 10-years ago. I spent 2-years trying to teach underserved kids in the ghetto and the next 4-years studying like a dog in graduate school. The above statement is everything I detest about the "me" generation.

Where did I say that I didn't study hard or do well in school? Or that I didn't do volunteer work? Doesn't it seem more selfish to mooch off of your parents for a few more years in order to save money? Maybe they're sick of cooking for you, cleaning up after you and want some privacy of their own. I have a good relationship with my parents at least in part because I moved out early.
post #47 of 85
Quote:
Move out now, sleep on people couches for a while if needs be. WTF is wrong with this forum, all you asian accountants just shut the fuck up and let me handle this one.

China holds the largest foreign currency reserves in the world.
Quote:
Where did I say that I didn't study hard or do well in school? Or that I didn't do volunteer work? Doesn't it seem more selfish to mooch off of your parents for a few more years in order to save money? Maybe they're sick of cooking for you, cleaning up after you and want some privacy of their own. I have a good relationship with my parents at least in part because I moved out early.

I also lived independently post college. However, living with your parents does not necessarily equate to "Mom & Dad provides free meals, cleaning up after you, etc". The extended nuclear family might also benefit a child's parents who have an inadequate retirement portfolio and could use the extra cash to hit the $21.5k 401k catch-up deferment. Otherwise, I recommend the OP seriously examine his finances before making a decision about moving out on <30k/year.
Edited by norcaltransplant - 11/23/11 at 9:14am
post #48 of 85
Move out. I agree with Fuuma.

Live on the east side like I do. It's not that expensive. Though, if you are trying to be hip and trendy, I don't mean that east-side (silverlake)

I lived on 8600 a year for two years. Then again, I was younger I didn't give a shit.
post #49 of 85
Some advice:

1) Re: Mooching: Whats better, a single income house or a double? Or a tri? Obviously, you aren't going to be throwing all your money back home, but offer to help pay for groceries. Depending on your parents, this will make it so its not mooching, etc.

2) Getting laid: You're not in HS/Uni anymore. Get a steady girl. Much cheaper than partying every Fri/Sat ($50 a night?) and batting .666 (for a net 5lays/$400 per month), take her out to a nice dinner every 2-3 weeks ($100?), which will get you something like 12 lays/$200 per month. Makes December/anniversary/whatever more expensive but whatever. Depending on the girl, obviously, it'll be cheaper... and if shes chill enough for the above budget to work, then shes also probably cool with you living with your parents until you have a good nest egg. Plus theres always her place (if Conne can get laid living at home, so can you).
N.B.: Several male friends live in rooms/houses completely unsuited to getting laid more than once, or even getting a girl past the front steps. Several people living at home could conceivably enough just pretend they have a basement suite or tidy roommates. Alternatively, there is also the wonderful land of her place, which frees you from the obligations of breakfast, changing your sheets, getting her to leave, and collecting detritus which may escape your notice and then cause later issues, should you find a girlfriend.

CAVEAT EMPTOR: do not move in with a girl you do not want to marry. If you want to marry her, get engaged.

3) Car: ideally, you're not planning on spending 28G on a car. You can probably get something rock solid for half that which will still be fun.


Summary: Live at home for as cheap as possible to you can move out sooner.
post #50 of 85
Re: buying vs leasing a car. I know you're into cars and all, but remember that a car is a liability, not an asset. An expensive one, at that. I wouldn't spend more than $10,000 on your car, less if possible. Do not borrow to buy a car! The only exception is if you can find a 0% loan and pay it off before the real interest kicks in. Some of the best deals are on previously leased cars, they've usually had better maintenance than "previously owned".

Look at the total cost of ownership of a car before you buy - monthly payment, insurance, typical gas usage, and assume at least $500 per year for maintenance, double that if the car has over 100K miles, garage rental if needed (do those $1,000 apartments include parking?).
post #51 of 85
Quote:
Originally Posted by harvey_birdman View Post

Yes, I'm a dinosaur. In particular, a Sexual Tyrannosaur who got laid between the ages of 21-25. Ignore everything I write and enjoy your celibacy.

I think the social norms about getting laid while still living at home (as a dude) have changed a lot since your time. I am living back at home in Los Angeles myself, and it doesn't stop me from getting laid. And for fuck's sake, I've got no car and I sleep on an air bed in the breakfast nook. Anyone who has a door has it better than I do. Once you've got them in the door, you're gold -- or at least you should be.

Although having a door really would be nice. Definitely looking forward to when the stripper living with us moves out and I can have my old room back.

Edit: This post can really go either way in recommending whether to live at home or not -- consider my story a worst-case scenario!

But, in seriousness, I think living at home is a more solid plan. Living at home helped me save up $4000 in just a couple months which I was able to plow into my investment algorithm. I know it would have been far harder to raise money for my test fund if I didn't have some skin in the game myself, which I wouldn't if I were living on my own. And, even with saving more, I get to have disposable income much closer to when I was making 50-65k and living on my own. I get to go out a lot, buy the occasional pair of shoes, etc.

I enjoyed living on my own -- if you're making enough money then of course go for it. But living at home is not an unpleasant experience. I have a good relationship with my parents, I'm close to my old friends, and I'm saving money.
Edited by NameBack - 11/23/11 at 10:33am
post #52 of 85
Quote:
I think the social norms about getting laid while still living at home (as a dude) have changed a lot since your time. I am living back at home in Los Angeles myself, and it doesn't stop me from getting laid.

How do you get laid like this? Are you at the mercy of going back to your partner's abode everytime you want to get some? And in your case, how the hell do you masturbate without a door?
post #53 of 85
edit - wrong thread
post #54 of 85
Quote:
Originally Posted by harvey_birdman View Post

Quote:
I think the social norms about getting laid while still living at home (as a dude) have changed a lot since your time. I am living back at home in Los Angeles myself, and it doesn't stop me from getting laid.
How do you get laid like this? Are you at the mercy of going back to your partner's abode everytime you want to get some? And in your case, how the hell do you masturbate without a door?

Mostly go back to the girl's place, yes, but I have boned some girls at home. It's just a matter of coming back when no one is home, which happens to be fairly easy for me. As for jerkin it -- again, just a matter of timing. I have plenty of hours during the day to whack it as much as is necessary.
post #55 of 85
Quote:
Originally Posted by harvey_birdman View Post

Quote:
I think the social norms about getting laid while still living at home (as a dude) have changed a lot since your time. I am living back at home in Los Angeles myself, and it doesn't stop me from getting laid.
How do you get laid like this? Are you at the mercy of going back to your partner's abode everytime you want to get some? And in your case, how the hell do you masturbate without a door?

How are you still alive? You have like the resourcefulness of a lemming.
post #56 of 85
I like how all these guys living in their parents home explain that they're able to get laid by going back to her place. Once again we see that women mature faster than men.
post #57 of 85
Quote:
Originally Posted by thenanyu View Post

How are you still alive? You have like the resourcefulness of a lemming.

What? I do not live with my parents. Do you not understand what a lemming is?
post #58 of 85
Quote:
Originally Posted by harvey_birdman View Post

What? I do not live with my parents. Do you not understand what a lemming is?

I am an immigrant, so maybe my views are alien, but I find it completely ridiculous that you think people should be ashamed of living with their family and maybe even their extended family. I have to laugh when people in America complain about the erosion of the family unit, because in my view y'all never had much of a family unit to begin with.

Living with your parents, spending what limited time you have with them, helping them run the house, these are honorable things. I got laid plenty when I was in high school - it's not that hard.
post #59 of 85
Quote:
Originally Posted by thenanyu View Post

I am an immigrant, so maybe my views are alien, but I find it completely ridiculous that you think people should be ashamed of living with their family and maybe even their extended family. I have to laugh when people in America complain about the erosion of the family unit, because in my view y'all never had much of a family unit to begin with.
Living with your parents, spending what limited time you have with them, helping them run the house, these are honorable things. I got laid plenty when I was in high school - it's not that hard.

I didn't mean to suggest it is shameful, but I would have been very uncomfortable bringing chicks back to my place for sexual relations if my parents were in the other room. I was apparently not blessed with your Mack-like abilities and had little success wooing women to come back to my parent's home for an evening of sex.

Nanyu, did you go to high school in the US? I could easily see it being easier to bed women in other countries if everybody has the shared experience of living with their parents into adulthood. Here at least, it is a lot more difficult to convince a girl to bump uglies with you if you still live at home.

I don't think you'll ever hear me complain about the erosion of the family unit.
post #60 of 85
Quote:
Originally Posted by harvey_birdman View Post

Quote:
Originally Posted by thenanyu View Post

I am an immigrant, so maybe my views are alien, but I find it completely ridiculous that you think people should be ashamed of living with their family and maybe even their extended family. I have to laugh when people in America complain about the erosion of the family unit, because in my view y'all never had much of a family unit to begin with.
Living with your parents, spending what limited time you have with them, helping them run the house, these are honorable things. I got laid plenty when I was in high school - it's not that hard.

I didn't mean to suggest it is shameful, but I would have been very uncomfortable bringing chicks back to my place for sexual relations if my parents were in the other room. I was apparently not blessed with your Mack-like abilities and had little success wooing women to come back to my parent's home for an evening of sex.

Nanyu, did you go to high school in the US? I could easily see it being easier to bed women in other countries if everybody has the shared experience of living with their parents into adulthood. Here at least, it is a lot more difficult to convince a girl to bump uglies with you if you still live at home.

I don't think you'll ever hear me complain about the erosion of the family unit.

Once you're out of high school, anyway. It wasn't much of an obstacle back then, at any rate.
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