Originally Posted by GreenFrog
okay, well this is where i currently stand. no matter what car i get, im probably going to be paying around $200 per month on insurance. i won't be spending too much on gas, so i will budget around $150 a month for that.
i definitely want to lease a car for 2 years (i think 3 is too long) because owning one (which would be used) doesn't seem to make sense for me right now.
what's a good budget for a lease? i spec'ed out a bottom of the line 2012 honda civic with a manual transmission and pretty much made it bare-bones and the lease cost was around $350 per month for 12k miles and 24 months!!! that was with 0 down and a $1,500 trade-in.
this is just fucking sad, spend a couple hundred more per month and lease the 3
no point in saving for some magical day when you can "afford" it. when you make more money, you will have more bills and its all goes out the same. hey i got a promotion, aw now i have mortgage payments, hey i got a better job, damn i have a kid, and so on, hello $1500 shooz ffs
in the immortal words of patrick ewing - we might make a lot of money, but we spend a lot money too
you say your parents saved up a bunch of money being tightfisted as fuck? are they going to take it with them? no they will die and leave the money to you so go get your bmw young man while you are alive to enjoy it