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Originally Posted by
MikeDT 
Never heard of that one.
You're incredibly fortunate, and I pray you remain so. The bug results when the system-controlled super-administrator profile goes a little haywire and essentially seizes control over every facet of your machine, locking you out of certain key functions. One of the fun side effects is that the system turns every folder and every path on your hard drive to permanent read-only status. You then have to right-click and "Run as Administrator" for any command you issue -- be it to create a new folder, run an executable, and so forth. Furthermore, things like installations of hardware and software get FUBARed because you can't save into certain paths or folders. The whole thing becomes an absolute nightmare, and there is no cure other than complete reinstallation of Windows. Microsoft has acknowledged this bug and refuses to do anything about it.
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I do consider it to be safer than XP though,
especially that I'm in China. There is absolutely no way that I would want to be using anything less than Win7, OS X or Linux here, certainly not for banking or anything like that. The school did give me a PC with XP(in Chinese) on it, but I used it after [b]installing Ubuntu on the thing
I think that's fair. XP is definitely not safe, especially in a region so prone to sketchiness and hacking in the first place.