I'm defining "clear credit card" to encompass "sufficient wherewithal to finance said purchases without a material impact on (or risk thereof to) one's standard of living."
It just sounds pithier the way @justonemore said it.
Yes...This is what I was going for...A funny little quip that we would all understand deep down... while still realizing that we as grown men have plenty other worries.... and that such scenarios are best left to those with accounts hefty enough to support the purchase of a Lear. I would certainly not advocate that anyone go into a debt situation for a few pairs of shoes (6 pairs however might be a different story..lol). Nor would I suggest anyone deceive their spouse over a pair of shoes. I'm lucky enough to have a wife that's pretty understanding as to my hobby but I do try to keep certain limitations. If I find a good price (like this time), I'll buy several pairs at once....but I almost never buy full retail & take part in MTOs. There's an EG Shell Cordovan Galway MTO out there somewhere....I'd love to get in on it....but the cost is pretty close to what I just spent on these 6 pairs.
Monthly at least....I just planned out all our summer activities (to include flights, hotels, etc) and that got paid off long before the bank even thought about sending a bill (they wish. lol)...We usually keep a "positive" balance on the cards and then just add as needed. I myself pay banks as little as possible. When I bought my grandparent's house from their children the only way I agreed to do it was within the family versus taking out a loan.
We should get a little "twins/triplets/etc." thread going as to the "same-model-in-multiple-colors playbook". I have 4 twins myself (and perhaps even 5 if you were to count Alden Shell Chukkas as being the same thing as Alden Shell George Boots. The only difference I can see would be the strap vs laces. lol). Might be interesting..I'm sure some of the Galway fans on the EG thread are bound to have a few photos that would make our eyes water...