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Gaziano & Girling Appreciation & Shoe Appreciation Thread (including reviews, purchases, pictures, etc...) - Page 1351

post #20251 of 21771
Quote:
Originally Posted by dddrees View Post

 I agree with everything with the exception of credit. For me this is all fun, no need to place any undue burdens on myself.

I'm defining "clear credit card" to encompass "sufficient wherewithal to finance said purchases without a material impact on (or risk thereof to) one's standard of living."

It just sounds pithier the way @justonemore said it. smile.gif
post #20252 of 21771
Quote:
Originally Posted by dddrees View Post

 I agree with everything with the exception of credit. For me this is all fun, no need to place any undue burdens on myself.

I'm sure we're referring to two different types of debt but for what it's worth...I place ALL my monthly and leisurely expenses on a credit card and then pay the entire balance off in full each month. That way I never actually pay a dime in interest and collect an obsence amount of points. I've been doing this for several years and it's enabled me to take the wife on nice vacations flying first class and staying in upper tier hotels for cents on the dollar. YMMV.

PS: Love the shoes.
post #20253 of 21771
Quote:
Originally Posted by grc1 View Post

I'm defining "clear credit card" to encompass "sufficient wherewithal to finance said purchases without a material impact on (or risk thereof to) one's standard of living."

It just sounds pithier the way @justonemore said it. smile.gif

I understand, and I have no desire to make t sound like I am judging anyone either.
post #20254 of 21771
Quote:
Originally Posted by MrVenneri View Post

I'm sure we're referring to two different types of debt but for what it's worth...I place ALL my monthly and leisurely expenses on a credit card and then pay the entire balance off in full each month. That way I never actually pay a dime in interest and collect an obsence amount of points. I've been doing this for several years and it's enabled me to take the wife on nice vacations flying first class and staying in upper tier hotels for cents on the dollar. YMMV.

PS: Love the shoes.

It's not like these kind of purchases can be made without using plastic. Maybe it's just early and I shouldn't have said anything in the first place.
post #20255 of 21771
Quote:
Originally Posted by MrVenneri View Post

I'm sure we're referring to two different types of debt but for what it's worth...I place ALL my monthly and leisurely expenses on a credit card and then pay the entire balance off in full each month. That way I never actually pay a dime in interest and collect an obsence amount of points. I've been doing this for several years and it's enabled me to take the wife on nice vacations flying first class and staying in upper tier hotels for cents on the dollar. YMMV.

PS: Love the shoes.
This is very true I also do it& pay full balance off biggrin.gif
post #20256 of 21771
Quote:
Originally Posted by MrVenneri View Post

I'm sure we're referring to two different types of debt but for what it's worth...I place ALL my monthly and leisurely expenses on a credit card and then pay the entire balance off in full each month. That way I never actually pay a dime in interest and collect an obsence amount of points. I've been doing this for several years and it's enabled me to take the wife on nice vacations flying first class and staying in upper tier hotels for cents on the dollar. YMMV.

PS: Love the shoes.

I do the same. Everything that's put on my card is paid in full and then accumulate all these points. Haven't used it to my benefit yet but I'm sure when I get married next year I'll be able to put them to good use 😄
post #20257 of 21771
Quote:
Originally Posted by grc1 View Post


I'm defining "clear credit card" to encompass "sufficient wherewithal to finance said purchases without a material impact on (or risk thereof to) one's standard of living."

It just sounds pithier the way @justonemore said it. smile.gif


Yes...This is what I was going for...A funny little quip that we would all understand deep down... while still realizing that we as grown men have plenty other worries.... and that such scenarios are best left to those with accounts hefty enough to support the purchase of a Lear. :uhoh: I would certainly not advocate that anyone go into a debt situation for a few pairs of shoes (6 pairs however might be a different story..lol). Nor would I suggest anyone deceive their spouse over a pair of shoes. I'm lucky enough to have a wife that's pretty understanding as to my hobby but I do try to keep certain limitations. If I find a good price (like this time), I'll buy several pairs at once....but I almost never buy full retail & take part in MTOs. There's an EG Shell Cordovan Galway MTO out there somewhere....I'd love to get in on it....but the cost is pretty close to what I just spent on these 6 pairs.


Edited by justonemore - 5/4/16 at 7:50am
post #20258 of 21771
Quote:
Originally Posted by MrVenneri View Post


I'm sure we're referring to two different types of debt but for what it's worth...I place ALL my monthly and leisurely expenses on a credit card and then pay the entire balance off in full each month. That way I never actually pay a dime in interest and collect an obsence amount of points. I've been doing this for several years and it's enabled me to take the wife on nice vacations flying first class and staying in upper tier hotels for cents on the dollar. YMMV.

PS: Love the shoes.

 

Monthly at least....I just planned out all our summer activities (to include flights, hotels, etc) and that got paid off long before the bank even thought about sending a bill (they wish. lol)...We usually keep a "positive" balance on the cards and then just add as needed. I myself pay banks as little as possible. When I bought my grandparent's house from their children the only way I agreed to do it was within the family versus taking out a loan.

post #20259 of 21771
Lol I definitely use credit. 70% of my income is through bonuses so I'll let stuff sit out there. There's always 0% apr cards. Free loan.
post #20260 of 21771
Wowwwww St James II in vintage Rioja, and the classic design at that. Too good. 👍
post #20261 of 21771
Quote:
Originally Posted by ino68 View Post

Wowwwww St James II in vintage Rioja, and the classic design at that. Too good. 👍

Beautiful right? I wish there was a guy selling a lightly used pair with bags, box, and even lasted trees included for a reasonable price...
post #20262 of 21771
Quote:
Originally Posted by grc1 View Post


Preach, brother. Preach!

I'm a big fan of the same-model-in-multiple-colours playbook, myself. Absolutely nailed it with this purchase.

 

We should get a little  "twins/triplets/etc." thread going as to the "same-model-in-multiple-colors playbook". I have 4 twins myself (and perhaps  even 5 if you were to count Alden Shell Chukkas as being the same thing as Alden Shell George Boots. The only difference I can see would be the strap vs laces. lol). Might be interesting..I'm sure some of the Galway fans on the EG thread are bound to have a few photos that would make our eyes water...

post #20263 of 21771
Quote:
Originally Posted by MrVenneri View Post

I'm sure we're referring to two different types of debt but for what it's worth...I place ALL my monthly and leisurely expenses on a credit card and then pay the entire balance off in full each month. That way I never actually pay a dime in interest and collect an obsence amount of points. I've been doing this for several years and it's enabled me to take the wife on nice vacations flying first class and staying in upper tier hotels for cents on the dollar. YMMV.

PS: Love the shoes.

Same
No brainer as well. 80% of my vacations are with points, but points is my other other hobby
post #20264 of 21771


+1. I read too many of those points blogs when I'm not reading style forum.

post #20265 of 21771
I fly about 200 flights a year so points are a lifestyle. Lol.


In GG news my 3 pairs are on the way. Cherry Hove, Cherry Oakham and Oak Warwick. Will be my first cherry shoes from GG. Got some Lobb Williams too
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